Risk Manager Lead

2 weeks ago

Swindon, Swindon, United Kingdom Nationwide Building Society Full time
Job Summary

This is an exciting opportunity to join the Unsecured Credit Risk team at Nationwide Building Society as a Risk Manager Lead. As a key member of the team, you will be responsible for managing the credit risk of the Society's Unsecured portfolios, including designing effective new lending strategies, managing the credit quality of Personal Loans, Credit Cards, and Current Accounts, and providing specialist credit risk advice to the business.

The role involves leading a team of analysts in refining lending strategy, reporting on performance, and creating insight for senior committees and regulators. You will be comfortable working on and leading a wide range of projects, setting an example, and coaching analysts, working with large data sets to pull out trends, as well as explaining complex problems in a simple way. You will relish the chance to engage with senior leaders across the business and be prepared to shape the bigger picture.

Nationwide Building Society offers a hybrid working approach, bringing colleagues together across our UK-wide estate, while also supporting generous access to home working. You will spend at least two days per week, or if part-time, 40% of your working time, based at our Swindon office. If your application is successful, your hiring manager will provide further details on how this works.

The role offers a broad range of projects and workstreams that provide credit risk insights across business communities, while also ensuring we protect our members by staying within the organisation's Risk Appetite. You will be responsible for:
  • Leading and coaching a team of analysts, driving and delivering data-driven insights into the unsecured portfolios using tools such as SAS, PowerBI, QlikSense, and Excel.
  • Using accurate and meaningful insights & management information to inform senior leadership, identify emerging risks, drive efficiencies, and design robust credit strategies.
  • Evolving our credit control and portfolio management approach to support the growth of our unsecured portfolios.
  • Building and developing relationships with key stakeholders at a senior level, representing Credit Risk at internal and external meetings.
  • Developing & optimising Credit Risk strategies/policy and providing expert advice to ensure our lending stays within risk appetite, while also supporting business partners designing pragmatic solutions that support financial plans.
  • Assessing new tools and data sources as they become available, with a view to using them to support the digitalisation agenda.
About You

As a minimum requirement, you will need to have:
  • Proficiency in Credit Risk Portfolio Management
  • In-depth knowledge of Retail Credit Risk, especially in Unsecured lending
  • Experience with advanced analytical tools (e.g., SAS) and software (e.g., PowerBI)
  • Experience conducting regular portfolio reviews and stress testing
  • The ability to oversee and optimise credit risk portfolios according to the Nationwide's risk appetite and strategic goals
  • Proven leadership skills and initiative to deliver positive outcomes
  • Demonstrable experience designing and updating comprehensive credit risk policies that are compliant with regulatory requirements
  • Experience collaborating with senior management to integrate risk management frameworks into the Society's strategy
What We Offer

Nationwide Building Society offers a range of benefits, including a personal pension, up to 2 days of paid volunteering a year, life assurance worth 8x your salary, and a great selection of additional benefits through our salary sacrifice scheme. We also offer Wellhub, access to a range of free and paid options for health and wellness, and access to an annual performance-related bonus. Additionally, we provide access to training to help you develop and progress your career and 25 days holiday, pro rata.

  • Risk Manager Lead

    4 weeks ago

    Swindon, Swindon, United Kingdom Nationwide Building Society Full time

    About the RoleThis is an exciting opportunity to join our Unsecured Credit Risk team as a Risk Manager Lead. As a key member of our team, you will be responsible for managing the credit risk of our Unsecured portfolios, including designing effective new lending strategies, managing the credit quality of Personal Loans, Credit Cards, and Current Accounts, and...

  • Risk Manager Lead

    4 weeks ago

    Swindon, Swindon, United Kingdom Nationwide Building Society Full time

    About the RoleThis is an exciting opportunity to join our Unsecured Credit Risk team as a Risk Manager Lead. As a key member of our team, you will be responsible for managing the credit risk of our Unsecured portfolios, including designing effective new lending strategies, managing the credit quality of Personal Loans, Credit Cards, and Current Accounts, and...

  • Risk Manager Lead

    1 month ago

    Swindon, Swindon, United Kingdom Nationwide Building Society Full time

    About the RoleThis is an exciting opportunity to join our Unsecured Credit Risk team as a Risk Manager Lead. As a key member of our team, you will be responsible for managing the credit risk of our Unsecured portfolios, including designing effective new lending strategies, managing the credit quality of Personal Loans, Credit Cards, and Current Accounts, and...

  • Risk Manager Lead

    1 month ago

    Swindon, Swindon, United Kingdom Nationwide Building Society Full time

    About the RoleThis is an exciting opportunity to join our Unsecured Credit Risk team as a Risk Manager Lead. As a key member of our team, you will be responsible for managing the credit risk of our Unsecured portfolios, including designing effective new lending strategies, managing the credit quality of Personal Loans, Credit Cards, and Current Accounts, and...

  • Risk Manager Lead

    1 month ago

    Swindon, Swindon, United Kingdom Nationwide Building Society Full time

    About the RoleThis is an exciting opportunity for a seasoned Risk Manager Lead to join our Unsecured Credit Risk team at Nationwide Building Society. As a key member of our team, you will be responsible for managing the credit risk of our Unsecured portfolios, which includes designing effective new lending strategies, managing the credit quality of Personal...

  • Risk Manager Lead

    1 month ago

    Swindon, Swindon, United Kingdom Nationwide Building Society Full time

    About the RoleThis is an exciting opportunity for a seasoned Risk Manager Lead to join our Unsecured Credit Risk team at Nationwide Building Society. As a key member of our team, you will be responsible for managing the credit risk of our Unsecured portfolios, which includes designing effective new lending strategies, managing the credit quality of Personal...

  • Risk Manager/Lead

    6 days ago

    Swindon, Swindon, United Kingdom Nationwide Full time

    This is an exciting opportunity for a skilled Risk Manager/Lead to join Nationwide's Unsecured Credit Risk team. As a key member of the team, you will be responsible for managing the credit risk of the Society's Unsecured portfolios, including designing effective new lending strategies, managing the credit quality of Personal Loans, Credit Cards, and Current...

  • Risk Management Lead

    3 days ago

    Swindon, Swindon, United Kingdom Nationwide Building Society Full time

    Are you looking for a challenging and rewarding role where you can use your analytical skills to drive business success? Look no further than our Risk Manager Data Science role at Nationwide Building Society.About the RoleWe're seeking a highly skilled and experienced Risk Manager Data Science to join our Risk Decision & Data Science team. As a Risk Manager...

  • Operational Risk Management Lead

    4 weeks ago

    Swindon, Swindon, United Kingdom Nationwide Building Society Full time

    Job Title: Lead Operational Risk ManagerThis is a fantastic opportunity to lead a team of analysts in refining lending strategy, reporting on performance, and creating insight for senior committees and regulators.As a Lead Operational Risk Manager, you will be responsible for managing the credit risk of the Society's Unsecured portfolios, which includes...

  • Operational Risk Management Lead

    4 weeks ago

    Swindon, Swindon, United Kingdom Nationwide Building Society Full time

    Job Title: Lead Operational Risk ManagerThis is a fantastic opportunity to lead a team of analysts in refining lending strategy, reporting on performance, and creating insight for senior committees and regulators.As a Lead Operational Risk Manager, you will be responsible for managing the credit risk of the Society's Unsecured portfolios, which includes...

  • Operational Risk Manager Lead

    2 days ago

    Swindon, Swindon, United Kingdom Nationwide Full time

    This is an exciting opportunity for a Risk Manager Lead to become part of Nationwide's Unsecured Credit Risk team, responsible for overseeing the credit risk of the Society's unsecured portfolios. The role involves designing effective lending strategies, managing the credit quality of personal loans, credit cards, and current accounts, and providing...

  • Operational Risk Management Lead

    4 weeks ago

    Swindon, Swindon, United Kingdom Nationwide Building Society Full time

    Job Title: Lead Operational Risk ManagerThis is a fantastic opportunity to lead a team of analysts in refining lending strategy, reporting on performance, and creating insight for senior committees and regulators.As a Lead Operational Risk Manager, you will be responsible for managing the credit risk of the Society's Unsecured portfolios, which includes...

  • Operational Risk Management Lead

    4 weeks ago

    Swindon, Swindon, United Kingdom Nationwide Building Society Full time

    Job Title: Lead Operational Risk ManagerThis is a fantastic opportunity to lead a team of analysts in refining lending strategy, reporting on performance, and creating insight for senior committees and regulators.As a Lead Operational Risk Manager, you will be responsible for managing the credit risk of the Society's Unsecured portfolios, which includes...

  • Operational Risk Manager Lead

    4 weeks ago

    Swindon, Swindon, United Kingdom Nationwide Full time

    Lead Operational Risk ManagerThis is an exciting opportunity for a seasoned Risk Manager to take on a leadership role in our Unsecured Credit Risk team. As a key member of our team, you will be responsible for managing the credit risk of our Unsecured portfolios, which includes designing effective lending strategies, managing credit quality, and providing...

  • Operational Risk Manager Lead

    4 weeks ago

    Swindon, Swindon, United Kingdom Nationwide Full time

    Lead Operational Risk ManagerThis is an exciting opportunity for a seasoned Risk Manager to take on a leadership role in our Unsecured Credit Risk team. As a key member of our team, you will be responsible for managing the credit risk of our Unsecured portfolios, which includes designing effective lending strategies, managing credit quality, and providing...

  • Operational Risk Manager Lead

    4 weeks ago

    Swindon, Swindon, United Kingdom Nationwide Full time

    Lead Operational Risk ManagerThis is an exciting opportunity for a seasoned Risk Manager to take on a leadership role within our Unsecured Credit Risk team. As a key member of our team, you will be responsible for managing the credit risk of our Unsecured portfolios, which includes designing effective lending strategies, managing credit quality, and...

  • Operational Risk Manager Lead

    4 weeks ago

    Swindon, Swindon, United Kingdom Nationwide Full time

    Lead Operational Risk ManagerThis is an exciting opportunity for a seasoned Risk Manager to take on a leadership role within our Unsecured Credit Risk team. As a key member of our team, you will be responsible for managing the credit risk of our Unsecured portfolios, which includes designing effective lending strategies, managing credit quality, and...

  • Risk Management Leader

    2 weeks ago

    Swindon, Swindon, United Kingdom Nationwide Building Society Full time

    Lead Risk Management and AssuranceAs a key member of the Nationwide Building Society team, you will be responsible for leading the risk management and assurance function, ensuring the organization's risk appetite is aligned with its overall strategy. You will work closely with the Senior Leadership Team to identify and mitigate risks, and develop and...

  • Risk Manager

    24 hours ago

    Swindon, Swindon, United Kingdom Nationwide Building Society Full time

    About the RoleWe are seeking an experienced Credit Risk Portfolio Management Lead to join our Unsecured Credit Risk team at Nationwide Building Society. This is a crucial role that will play a key part in helping us drive and develop our credit risk capabilities.Key Responsibilities:Manage, coach, and develop SAS analysts who analyse credit risk information,...

  • Risk Management Specialist

    1 month ago

    Swindon, Swindon, United Kingdom The Openwork Partnership Full time

    Senior Risk ManagerAbout the RoleWe are seeking a highly skilled Senior Risk Manager to join our team at The Openwork Partnership. As a key member of our risk management function, you will play a critical role in supporting the Director of Group Risk in the development and maintenance of our risk framework.Key ResponsibilitiesProvide guidance and counsel to...