Senior Business Lending Strategist

2 weeks ago


Work From Home, United Kingdom Harnham Full time
About the Role

This is an exciting opportunity to join Harnham's growing business lending team as a Lead Credit Risk Analyst. As a key member of the team, you will be responsible for developing and implementing credit strategies across all business lending products.

About the Company

Harnham is a leading UK banking fin-tech offering an array of lending products and financial education. With constant growth projections and plans to launch new products, this is an exciting time to join the business.

Key Responsibilities
  • Develop and implement credit and pricing strategies for business lending products.
  • Continuously monitor and optimize the performance of current strategies.
  • Drive initiatives to improve credit underwriting, accelerate growth, and manage portfolio risk.
  • Collaborate with teams across engineering, marketing, product, risk, and control to design and deliver strategic initiatives.
  • Develop and oversee credit models to project cash flows and evaluate the net present value of new lending cohorts.
  • Assist in the creation and deployment of new lending strategies by analyzing data patterns and translating them into actionable insights.
  • Build, maintain, and manage database tables and dashboards to provide insights and enable rapid, data-driven decision-making.
  • Evaluate the performance of lending portfolios for specific products over time.
Requirements
  • Previous experience working in business lending.
  • Strong understanding of credit risk from acquisitions to collections.
  • Experience developing and deploying strategies and credit risk models.
  • SQL is essential, and Python/Looker is desirable.


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