Financial Risk Assessment Specialist
2 days ago
Propel Finance: A Leading Force in Flexible Finance
We are Propel Finance, a pioneering company that has been revolutionizing the world of finance for over two decades. Our mission is to provide innovative and accessible financial solutions to small and medium-sized enterprises across the country.
To achieve this vision, we are seeking a highly skilled Senior Underwriter to join our team. As a Senior Underwriter, you will play a pivotal role in evaluating and approving credit proposals, ensuring that our customers receive the best possible financial support.
Your key responsibilities will include:
- Credit Review and Approval: Conduct thorough credit reviews and sanction asset finance transactions up to a personal credit underwriting mandate limit.
- Transaction Analysis: Analyze and provide recommendations on transactions being presented to the Transactional Credit Committee.
- Watch List Compilation: Contribute to the compilation of the Watch List/Business Support List and participate in relevant forums.
- Credit Policy Development: Have responsibility for reviewing and recommending changes to Credit Policy in terms of risk appetite for asset classes & asset types, products, and terms of lending.
- Stakeholder Management: Effectively manage stakeholders and communicate with Sales teams to ensure SLAs for deal decisions are managed.
The ideal candidate will possess:
- Strong Financial Analysis Skills: Demonstrated ability to analyze complex financial data and make informed decisions.
- Knowledge of Soft and Hard Assets: In-depth understanding of soft and hard assets, including cash flow analysis for larger transactions.
- Excellent Communication Skills: Ability to effectively communicate with stakeholders, including Sales teams and Credit Committee members.
- Proven Asset Finance Experience: Minimum 5 years' experience in asset finance, with a strong background in underwriting and credit management.
What We Offer
- Competitive Salary: £60,000 - £80,000 per annum, depending on experience.
- Hybrid Working Arrangements: 3 days per week in our modern offices in Newport or London, with flexible working options.
- Benefits Package: 25 days annual leave + bank holidays, birthday day off, private medical insurance, gym membership, and more.
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