Credit Risk Leader
6 days ago
We are seeking a highly skilled Credit Risk Leader to join our team at Together Financial Services Limited. As a senior leader, you will be responsible for leading the development and implementation of credit risk policies and procedures to ensure alignment with regulatory requirements and the company's risk appetite.
Key Responsibilities
* Develop and implement credit risk policies and procedures to ensure alignment with regulatory requirements and the company's risk appetite
* Collaborate with stakeholders to identify emerging credit risks and develop strategies to mitigate them
* Oversee the second-line review of credit risk decisions made by first-line managers to ensure compliance with established policies and procedures
* Develop and maintain relationships with key internal stakeholders, including executive management, credit teams, and other risk functions to ensure effective communication and coordination of credit risk initiatives
Requirements
* Strong understanding of risk management principles, credit analysis, and policy development
* Proven experience in implementing scoring and advanced data analytical techniques throughout the customer journey
* Experience managing high-performance teams and developing talent
* Excellent communication and influencing skills, with ability to engage effectively with Board-level stakeholders
* Ability to think critically and strategically, with a focus on driving business growth while mitigating risk
What We Offer
We offer a competitive salary package, including an estimated £120,000 - £150,000 per annum, depending on experience, plus a range of benefits, including 26 days' holiday, a day off for your birthday, buy and sell holidays, discretionary annual bonus, matched pension contribution, life assurance, critical illness cover, health cash plan, private medical insurance, free access to company holiday homes, travel season ticket loans, ride to work scheme, free local gym access, and local bar/restaurant discounts.
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