Credit Risk Strategist
7 hours ago
About the Role
We are seeking an experienced Credit Risk Strategist to join our team at Together Financial Services Limited. As a Credit Risk Strategist, you will be responsible for leading the development of credit risk policies and related standards, as well as providing oversight and assurance to the Executive and Board that credit risk is being managed within risk appetite.
You will also develop and provide data and reporting to support insight across the Group Risk Function and be the expert on scorecard modelling and automation for the Transformation programme across the group.
Responsibilities
- Oversee, challenge and assure the first line credit risk management and reporting for credit risk across all products
- Own and develop credit risk policies and related standards for all group lending products, ensuring appropriate governance of changes and evidence of key controls
- Produce credit risk profiles for Exec and Board risk committees, working with first line to ensure all material credit risks have been identified and mitigation actions have been defined and progressed
- Use your knowledge of the industry and the macroeconomic environment to identify emerging credit risks for the business and develop forecasting models
- Set, via the Board, credit risk appetites; identifying and managing portfolio level credit risks, key exposures and concentration risks
Requirements
- Strong understanding of risk management principles across the credit lifecycle, credit analysis and policies
- Experience of implementing, scoring and advanced data and analytical techniques throughout the customer journey
- Experience of secured lending, particularly specialist mortgage lending
- Experience of managing and developing high performance teams
- Confidential and influential communicator to Board Level
What We Offer
- £80,000 per annum (estimated salary)
- 26 days holiday, and a day off for your birthday (increasing with service to 30 days), plus bank holidays
- Buy & sell holidays
- Discretionary annual bonus
- Matched pension contribution
- Life assurance
- Critical illness cover
- Health cash plan
- Private medical insurance
- Free access to company holiday homes
- Travel season ticket loans
- Ride to work scheme
- Free local gym access
- Local bar / restaurant discounts
About Us
Together Financial Services Limited is a market leading property finance experts with an entrepreneurial spirit. We pride ourselves on our common-sense approach to lending and offer a range of mortgage and secured loan products to individuals and businesses who are typically underserved by mainstream lenders.
We're looking for great people from all backgrounds and experiences who love working together and putting our customers at the heart of everything we do - and that starts with our brilliantly different team of people.
We care that you have a great experience with us at Together, if you need us to make any reasonable adjustments to make your experience easier, please let us know and we'll do all we can.
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