Head of Credit Risk Specialist

3 weeks ago


Cheadle, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full time
Job Title

Head of Credit Risk Specialist

About Us

We are a leading financial services company based in the UK. Established in 1974, we have over 50 years of experience in providing mortgage and secured loan products to individuals and businesses.

A specialist lender offering a range of mortgage and secured loan products, we aim to turn challenges into opportunities that make our customers' financial ambitions accessible.

Job Description

The Head of Credit Risk Specialist will be responsible for overseeing credit risk management across all products. This includes developing credit risk policies, owning and leading the development of credit risk models, and providing oversight and assurance to the Executive and Board.

This role requires strong knowledge of risk management principles, credit analysis, and scoring techniques. Experience of implementing advanced data and analytical techniques is also essential.

The ideal candidate will have expertise in secured lending, particularly specialist mortgage lending, and will have managed high-performance teams before.

Responsibilities
  • Oversee credit risk management across all products
  • Develop credit risk policies and own the development of credit risk models
  • Provide oversight and assurance to the Executive and Board
  • Use industry knowledge to identify emerging credit risks and develop forecasting models
Requirements

We are looking for someone with:

  • Strong understanding of risk management principles across the credit lifecycle
  • Experience of implementing advanced data and analytical techniques throughout the customer journey
  • Expertise in secured lending, particularly specialist mortgage lending
  • Experience of managing and developing high-performance teams
What We Offer

We offer a competitive salary of £85,000 - £110,000 per annum, depending on experience. Other benefits include:

  • 26 days holiday (increasing with service), plus bank holidays
  • Buy & sell holidays
  • Discretionary annual bonus
  • Matched pension contribution
  • Life assurance
  • Critical illness cover
  • Health cash plan
  • Private medical insurance
  • Free access to company holiday homes
  • Travel season ticket loans
  • Ride to work scheme
  • Free local gym access
  • Local bar / restaurant discounts

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