Credit Risk Director

4 days ago


Cheadle Hulme, Stockport, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full time

Estimated salary: £90,000 - £140,000 per annum.

About Us

Together Financial Services Limited is a leading provider of property finance solutions, with a strong focus on supporting individuals and businesses achieve their property ambitions. We pride ourselves on our common-sense approach to lending, which sets us apart from mainstream lenders.

Job Summary

We are seeking an experienced Credit Risk Director to lead our credit risk function, providing strategic guidance and oversight to ensure that our lending practices meet the highest standards. The successful candidate will have a strong background in credit risk management, including experience in implementing and maintaining credit policies, procedures, and controls.

Key Responsibilities:
  • Lead the development and implementation of credit risk policies, procedures, and controls across all lending products.
  • Provide strategic guidance and oversight to ensure that our credit risk management practices are aligned with regulatory requirements and industry standards.
  • Collaborate with other functions, such as underwriting and operations, to ensure that credit risk is properly assessed and managed throughout the customer journey.
  • Develop and maintain reporting and analytics tools to support informed decision-making around credit risk.

We offer a competitive salary, plus benefits including 26 days holiday, buy and sell holidays, discretionary annual bonus, matched pension contribution, life assurance, critical illness cover, health cash plan, private medical insurance, free access to company holiday homes, travel season ticket loans, ride to work scheme, and free local gym access.


  • Credit Risk Director

    2 weeks ago


    Cheadle Hulme, Stockport, United Kingdom Redefined Ltd Full time

    Key ResponsibilitiesThe Credit Risk Director will be responsible for producing credit risk profiles for Exec and Board risk committees, working closely with first line teams to ensure all material credit risks have been identified and mitigation actions have been defined and progressed.This role requires strong analytical skills, including experience of...


  • Cheadle Hulme, Stockport, United Kingdom Redefined Ltd Full time

    About the Opportunity:We are seeking a highly experienced and skilled professional to join our team at Redefined Ltd as a Credit Risk Policy Director. This is a senior leadership role that requires the ability to develop and implement effective credit risk policies and procedures.The successful candidate will have a strong understanding of risk management...


  • Cheadle Hulme, Stockport, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full time

    Job SummaryWe are seeking a highly experienced Credit Risk Director for Portfolio Development to join our team at Together Financial Services Limited. The successful candidate will be responsible for leading the development of credit risk policies and related standards, as well as providing oversight and assurance to the executive and board that credit risk...

  • Credit Risk Director

    21 hours ago


    Cheadle Hulme, Stockport, United Kingdom Redefined Ltd Full time

    Responsibilities:Own and develop credit risk policies and related standards for all group lending products.Provide oversight and assurance to the Executive and Board that credit risk is being managed within risk appetite.Develop and provide data and reporting to support insight across the Group Risk Function.Identify emerging credit risks for the business...

  • Credit Risk Director

    1 month ago


    Cheadle Hulme, Stockport, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full time

    Job DescriptionThis role involves leading the development of credit risk policies and related standards across the group. You will work closely with the Executive and Board to ensure that credit risk is being managed within risk appetite. Additionally, you will provide data and reporting to support insight across the Group Risk Function.Key Responsibilities-...

  • Credit Risk Director

    2 weeks ago


    Cheadle Hulme, Stockport, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full time

    Role SummaryAs Head of Credit Risk, you'll play a critical role in shaping our company's financial stability and risk management strategies. You'll oversee the development of credit risk policies and ensure they align with our overall business objectives. This includes managing a team of direct reports and collaborating with the Executive and Board to ensure...


  • Cheadle Hulme, Stockport, United Kingdom Together Full time

    Key ResponsibilitiesThe Director of Credit Policy will be responsible for owning and developing credit risk policies and related standards for all group lending products, ensuring appropriate governance of changes and evidence of key controls. You will also produce credit risk profiles for Exec and Board risk committees, working with first line to ensure all...


  • Cheadle Hulme, Stockport, United Kingdom Together Full time

    Risk Management Leadership OpportunityWe are seeking a seasoned risk management professional to lead our Credit Risk function. As a key member of our Risk Management team, you will play a critical role in shaping our credit risk strategy and ensuring the effective implementation of credit risk policies and procedures.Your key responsibilities will...


  • Cheadle Hulme, Stockport, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full time

    Job Title: Risk Management DirectorWe are seeking a seasoned professional to lead our credit risk management function. As a Risk Management Director, you will be responsible for the second line management of credit risk across all products.About the RoleOversee, challenge and assure first-line credit risk management and reporting.Develop and maintain credit...


  • Cheadle Hulme, Stockport, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full time

    Role DescriptionThe Risk Analysis Director will lead the development of credit risk profiles for Exec and Board risk committees, working closely with first-line teams to ensure all material credit risks have been identified and mitigation actions have been defined and progressed.


  • Cheadle Hulme, Stockport, United Kingdom Together Financial Services Limited Full time

    Company Overview: Together Financial Services Limited is a specialist lender based in South Manchester, offering a range of mortgage and secured loan products to individuals and businesses. With over 700 colleagues and a successful track record since 1974, we pride ourselves on turning challenges into opportunities for our customers.Salary: We offer a...

  • Credit Risk Director

    2 weeks ago


    Cheadle Hulme, Stockport, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full time

    Job Title: Head of Credit RiskContract Type: 6 month contractLocation: South ManchesterEstimated Salary: £120,000 - £150,000 per annum (dependent on experience)


  • Cheadle Hulme, Stockport, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full time

    Risk Management ExpertiseAre you a seasoned risk management professional looking for a new challenge? Do you have a passion for credit risk management and a desire to work with a leading property finance expert? We are seeking a highly skilled individual to join our team as the Head of Credit Risk, where you will play a critical role in managing credit risk...

  • Credit Risk Lead

    2 weeks ago


    Cheadle Hulme, Stockport, United Kingdom Redefined Ltd Full time

    Salary: £120,000 - £180,000 per annumJob DescriptionHead of Credit RiskThe Head of Credit Risk will oversee the management of credit risk across all group lending products. This involves developing and implementing credit risk policies and related standards, as well as providing oversight and assurance to the Executive and Board that credit risk is being...

  • Credit Risk Manager

    1 week ago


    Cheadle Hulme, Stockport, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full time

    Job Title: Head of Credit RiskEst. Salary: £60,000 - £80,000 per annumWe are seeking a highly experienced and skilled individual to lead our credit risk management team. As the Head of Credit Risk, you will be responsible for developing and implementing credit risk policies, procedures, and strategies that align with the company's overall business...


  • Cheadle Hulme, Stockport, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full time

    Job Title: Credit Risk StrategistAbout the RoleWe are seeking an experienced Credit Risk Strategist to join our team at Together Financial Services Limited. As a Credit Risk Strategist, you will be responsible for leading the development of credit risk policies and related standards, as well as providing oversight and assurance to the Executive and Board...

  • Credit Risk Expert

    2 weeks ago


    Cheadle Hulme, Stockport, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full time

    Are you looking for a challenging role in risk management? We have an exciting opportunity for a Head of Credit Risk to join our team at Together Financial Services Limited. As a Head of Credit Risk, you will be responsible for the second-line management of credit risk for the group, overseeing the development of credit risk policies and related...


  • Cheadle Hulme, Stockport, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full time

    Credit Risk Leadership RoleWe are seeking a highly experienced professional to lead our credit risk function. As a Credit Risk Leadership Role, you will be responsible for the overall direction and strategy of our credit risk management function.About the RoleLead the development and implementation of credit risk policies and related standards.Provide...


  • Cheadle Hulme, Stockport, United Kingdom Together Full time

    About the RoleWe are seeking a highly experienced Chief Credit Risk Officer to join our team at Together, a specialist lender based in South Manchester. The successful candidate will be responsible for overseeing the second line management of credit risk for the group, leading the development of credit risk policies and related standards, and providing...

  • Head of Credit

    2 weeks ago


    Cheadle Hulme, Stockport, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full time

    Why Join Us?We pride ourselves on being a dynamic and entrepreneurial organisation, dedicated to making finance work for our customers. Our team of over 750 colleagues is passionate about delivering exceptional service and creating opportunities for individuals and businesses to achieve their property ambitions.We are seeking a Head of Credit & Risk to join...