Credit Risk Management Specialist

3 weeks ago


Calverton CP, United Kingdom The Retail Appointment Live Full time
About the Role

We are seeking a highly skilled Credit Risk Management Specialist to join our team at The Retail Appointment Live. As a key member of our finance team, you will be responsible for assessing and managing credit risks within our portfolio.

Key Responsibilities
  1. Financial Analysis: Conduct thorough financial analysis of customers to assess creditworthiness and identify potential risks.
  2. Credit Limit Approval: Approve credit limits and payment terms for new and existing customers, ensuring minimal risk while maximizing sales opportunities.
  3. Risk Monitoring: Continuously monitor macro and microeconomic trends to anticipate potential risks and adjust credit policies accordingly.
  4. Reporting and Insights: Provide detailed reports and data to senior management, offering strategic recommendations to inform business decisions.
  5. Collaboration and Training: Work closely with cross-functional teams, including credit rating agencies, and provide risk-related training to relevant departments.
Requirements
  1. Background in Credit Risk Management: Proven experience in a credit-related function, including risk management, financial accounting, and/or analytical roles.
  2. Strong Communication Skills: Excellent written and verbal communication skills in English, with the ability to build strong relationships and present effectively.
  3. Technical Skills: Proficiency in Microsoft Office applications, including Excel, VBA functions, and Power BI.
  4. Financial Acumen: Comprehensive understanding of financial statements, including Balance Sheets, Profit & Loss Statements, and Cash Flow Statements.
What We Offer

As a valued member of our team, you will enjoy a range of benefits, including:

  • A competitive salary and benefits package.
  • Opportunities for professional growth and development.
  • A dynamic and supportive work environment.
  • Access to comprehensive training and development programs.
  • A chance to work with a leading company in the retail industry.


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