Financial Crime Operations Specialist
3 weeks ago
We are seeking an experienced Financial Crime Operations Officer to join our team and undertake the first line of defence financial crime activities across multiple products and business units in accordance with internal standards, quality measures and agreed service level agreements.
Key Responsibilities:- Undertake customer due diligence measures to inform customer risk assessment and perform relevant risk sensitive actions.
- Conduct risk sensitive ongoing monitoring on all customers that posed an increased risk and are onboarded in accordance with the Group's risk appetite.
- Identify applications that pose an additional risk to the business and undertake relevant actions to mitigate the risk including completion of enhanced due diligence, escalation to compliance officers etc.
- Review transactions on a risk sensitive basis to identify, and where required, escalate any indicators of suspicion.
- Investigate unusual activity reports raised by the team or received from the business. Where required, submit reports to the Group's Nominated Officer.
- Consider and respond to data requests received from relevant third parties and law enforcement in relation to financial crime investigations.
- Support the business areas to understand their requirements and obligations as set out within the Group Financial Crime policies.
- Design, develop and deliver bespoke financial crime awareness training to the business, where required.
- Experience of working in a financial crime function, preferably within a financial services environment.
- Understanding of the UK financial crime legal and regulatory framework.
- Previous experience in undertaking customer screening, transaction monitoring, suspicious activity reporting and complex fraud investigations.
- Logical thinker with an attention to detail.
- Strong verbal and written communication skills.
- Ability to work off own initiative and prioritise workload.
- Annual bonus scheme
- Life assurance
- Matched pension contributions
- 25 days annual leave plus bank holidays and your birthday off, on us
- A wide range of flexible benefits from Cycle2Work to private healthcare
- Free fruit and hot drinks throughout the day
- Paid volunteering days and matched charity fundraising
- Free parking
We are an award-winning bank providing savings accounts and lending services to over one million customers. We are Secure Trust Bank Group. We embrace difference.
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