Property Finance Mortgage Underwriter

2 weeks ago


Watford, United Kingdom Rico Property Finance Ltd (TA D&R Recruitment) Full time
Position:
Property Finance Mortgage Underwriter

Location:
Watford

Compensation:
Up to £45,000 + Private Health Care + Generous Holiday Entitlement + Additional Benefits

Role Overview:
As a Property Finance Mortgage Underwriter, you will be instrumental in evaluating BTL loan applications in accordance with the company's lending guidelines and protocols.

About Rico Property Finance Ltd:
Become a part of our dedicated team in Watford, where you will receive a competitive salary complemented by benefits such as private health care and a generous holiday package.

Key Responsibilities:
  • Evaluating and analyzing loan documentation, including valuation reports, and requesting further information from brokers as necessary, while addressing any concerns that arise.
  • Conducting thorough checks on applicants and properties to determine their eligibility for the requested loan.
  • Effectively managing a portfolio of mortgage applications, including following up on outstanding information from third parties and providing timely updates to introducers to maintain service excellence.
  • Advising and referring cases to the credit committee when appropriate.
  • Coordinating with introducers, valuers, and solicitors throughout the process.
  • Overseeing cases from initiation to finalization.
Required Skills:
  • Successfully passing internal competency assessments following induction.
  • Exhibiting strong attention to detail.
  • Collaborating effectively as part of a team.
  • Demonstrating proficient written and verbal communication skills.
  • Possessing a solid understanding of FCA requirements and regulations.
  • Having prior experience in underwriting mortgage applications.


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