Senior Mortgage Underwriter

3 weeks ago


Watford, United Kingdom Rico Property Finance Ltd (TA D&R Recruitment) Full time

Job Title: Senior Mortgage Underwriter

Location: Watford

Salary: Up to £40,000 + Private Medical & Dental care + Pension Plan + Many more

About the Company: Join our team at Rico Property Finance Ltd (T/A D&R Recruitment), a prominent financial service provider committed to delivering exceptional mortgage solutions.

Key Responsibilities:

  • Manage assigned mortgage cases from initiation to completion.
  • Input and maintain borrower information in the lending management system.
  • Ensure precise documentation of all loan particulars in the lending platform in accordance with underwriting standards.
  • Evaluate mortgage applications to ensure adherence to underwriting policies.
  • Provide brokers with timely and accurate updates.
  • Proactively follow up with brokers regarding outstanding documentation.
  • Ensure underwriting practices comply with organizational policies and legal regulations.
  • Underwrite applications within established risk parameters.
  • Build and maintain strong relationships with external stakeholders such as brokers and solicitors to enhance operational efficiency.
  • Oversee a portfolio of cases from start to finish.
  • Develop essential broker relationships to foster growth for the organization.
  • Comply with company policies and procedures in all responsibilities.

Required Skills:

  • Effective team collaborator.
  • Successfully complete internal competency evaluations post-training.
  • Excellent attention to detail.
  • Strong written and verbal communication skills.
  • Knowledgeable in FCA regulations.
  • Experience in underwriting first charge mortgage applications.

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