Mortgage Underwriter Hybrid

3 weeks ago

London, Greater London, United Kingdom Belmont Green Finance Limited Full time
About Us

Belmont Green Finance Limited is a leading provider of mortgage solutions, operating through its Vida Homeloans brand. We cater to Buy to Let investors, self-employed individuals, and customers with multiple jobs who are underserved by mainstream mortgage lenders.

Our Mission

We aim to help more people find a place to call home by providing mortgage solutions that meet their unique needs. Our business model is underpinned by our core purpose to 'Help More People Find a Place to Call Home.'

Our Values

We value diversity, inclusivity, and empathy in our people and customers. We believe that better outcomes are achieved when our colleagues are better placed to understand and empathize with our customers' unique circumstances.

Job Summary

We are seeking a Senior Underwriter Hybrid to join our team. The successful candidate will be responsible for ensuring effective and efficient processing of all mortgage applications, developing successful relationships with brokers and advisors, and enhancing our service throughout the customer journey.

Key Responsibilities
  • Ensure all financial, quality, regulatory, responsible lending, and service requirements are met and maintained.
  • Maintain a level 5 underwriting mandate (or above) and underwriting and decisioning mortgage applications using a holistic approach that is in line with our risk appetite, regulatory obligations, and that ensures the delivery of exceptional customer service.
  • Operate within agreed mandate to effectively utilize allowable exceptions to policy where appropriate and based on judgement and experience.
  • Ensure responsibilities regarding Consumer Duty, the Prevention of Financial Crime (including AML, identification and reporting of fraud), responsible lending, and complaints are carried out effectively and in accordance with the Company's policies.
  • Acquire a full understanding of our mortgage products and criteria.
  • Support the Change environment including the testing lifecycle and system development.
Requirements
  • Extensive experience of mortgage underwriting, the mortgage intermediary market, its products, marketing approach, and processes.
  • Manual mortgage underwriting experience.
  • Regulation / Legislation Awareness - Knowledge of the Regulated Financial Services environment and demonstrable understanding of Consumer Duty, responsible lending, and regulatory knowledge.
  • Able to demonstrate a proactive, hardworking, and flexible approach, and be able to work under own initiative but also a team player.
  • Proficient in MS Office, credit risk decision systems.

  • Mortgage Underwriter Position

    7 days ago

    London, Greater London, United Kingdom Kensington Mortgage Company Limited Full time

    About the RoleKensington Mortgage Company Limited is seeking an experienced Underwriter to join our team. As a Mortgage Underwriter, you will be responsible for manually underwriting and approving Residential and Buy to Let mortgage applications in accordance with our lending policy, TCF principles, and FCA responsible lending best practice.Key...

  • Mortgage Underwriter

    1 month ago

    London, Greater London, United Kingdom Ultimate Banking Full time

    About the RoleWe are seeking a skilled Mortgage Underwriter to join our team at Ultimate Banking. As a Mortgage Underwriter, you will play a critical role in assessing and underwriting mortgage applications to ensure compliance with our credit risk policy.Key ResponsibilitiesAssess and underwrite mortgage applications to ensure compliance with our credit...

  • Mortgage Underwriter

    1 month ago

    London, Greater London, United Kingdom Ultimate Banking Full time

    About the RoleWe are seeking a skilled Mortgage Underwriter to join our team at Ultimate Banking. As a Mortgage Underwriter, you will play a critical role in assessing and underwriting mortgage applications to ensure compliance with our credit risk policy.Key ResponsibilitiesAssess and underwrite mortgage applications to ensure compliance with our credit...

  • Mortgage Underwriter

    1 month ago

    London, Greater London, United Kingdom Ultimate Banking Full time

    About the RoleWe are seeking a skilled Mortgage Underwriter to join our team at Ultimate Banking. As a Mortgage Underwriter, you will play a critical role in assessing and underwriting mortgage applications to ensure compliance with our credit risk policy.Key ResponsibilitiesAssess and underwrite mortgage applications to ensure compliance with our credit...

  • Mortgage Underwriter

    1 month ago

    London, Greater London, United Kingdom Ultimate Banking Full time

    About the RoleWe are seeking a skilled Mortgage Underwriter to join our team at Ultimate Banking. As a Mortgage Underwriter, you will play a critical role in assessing and underwriting mortgage applications to ensure compliance with our credit risk policy.Key ResponsibilitiesAssess and underwrite mortgage applications to ensure compliance with our credit...

  • Mortgage Underwriter

    2 weeks ago

    London, Greater London, United Kingdom fish4.co - Jobboard Full time

    About the RoleWe are seeking a skilled Mortgage Underwriter to join our team at fish4.co - Jobboard. As a Mortgage Underwriter, you will play a critical role in assessing and underwriting mortgage applications to ensure compliance with our credit risk policy.Key ResponsibilitiesAssess and underwrite mortgage applications to ensure compliance with our credit...

  • Mortgage Underwriter

    2 weeks ago

    London, Greater London, United Kingdom fish4.co - Jobboard Full time

    About the RoleWe are seeking a skilled Mortgage Underwriter to join our team at fish4.co - Jobboard. As a Mortgage Underwriter, you will play a critical role in assessing and underwriting mortgage applications to ensure compliance with our credit risk policy.Key ResponsibilitiesAssess and underwrite mortgage applications to ensure compliance with our credit...

  • Mortgage Underwriter

    1 month ago

    London, Greater London, United Kingdom Ultimate Banking Full time

    Underwriter RoleLondon/HybridCompetitive SalaryUltimate Banking is a leading specialist mortgage lender, offering a wide range of later life mortgage products to meet the borrowing needs of individuals aged 50+. We are seeking a customer-centric and experienced underwriter to join our dedicated team.We are ideally recruiting for a permanent underwriter, but...

  • Mortgage Underwriter

    1 month ago

    London, Greater London, United Kingdom Ultimate Banking Full time

    Underwriter RoleLondon/HybridCompetitive SalaryUltimate Banking is a leading specialist mortgage lender, offering a wide range of later life mortgage products to meet the borrowing needs of individuals aged 50+. We are seeking a customer-centric and experienced underwriter to join our dedicated team.We are ideally recruiting for a permanent underwriter, but...

  • Mortgage Underwriting Quality Assurance Specialist

    6 days ago

    London, Greater London, United Kingdom Kensington Mortgage Company Limited Full time

    At Kensington Mortgage Company Limited, we're committed to delivering exceptional mortgage solutions to our customers. As a Mortgage Underwriting Quality Analyst, you'll play a vital role in ensuring the quality of our underwriting outcomes and adherence to our risk appetite and responsible lending principles.Key ResponsibilitiesRe-underwrite offered...

  • Mortgage Underwriter

    2 weeks ago

    London, Greater London, United Kingdom Ultimate Banking Full time

    Ultimate Banking: Mortgage Underwriter OpportunityWe are seeking a skilled Mortgage Underwriter to join our team at Ultimate Banking. As a key member of our lending team, you will play a crucial role in ensuring the smooth origination of mortgages within our agreed risk appetite and lending policies.Key Responsibilities:Manage a high-volume pipeline of...

  • Mortgage Underwriter

    3 weeks ago

    London, Greater London, United Kingdom Ultimate Banking Full time

    Underwriter Opportunity at Ultimate BankingWe are seeking a skilled Underwriter to join our team at Ultimate Banking, a leading specialist mortgage lender. As an Underwriter, you will play a critical role in ensuring the smooth origination of mortgages within our business risk appetite and in accordance with policies.Key Responsibilities:Underwrite, review,...

  • Mortgage Underwriter

    3 weeks ago

    London, Greater London, United Kingdom Ultimate Banking Full time

    Underwriter Opportunity at Ultimate BankingWe are seeking a skilled Underwriter to join our team at Ultimate Banking, a leading specialist mortgage lender. As an Underwriter, you will play a critical role in ensuring the smooth origination of mortgages within our business risk appetite and in accordance with policies.Key Responsibilities:Underwrite, review,...

  • Mortgage Underwriter

    4 weeks ago

    London, Greater London, United Kingdom Ultimate Banking Full time

    Underwriter Opportunity at Ultimate BankingWe are seeking a skilled Underwriter to join our team at Ultimate Banking, a leading specialist mortgage lender. As an Underwriter, you will play a critical role in ensuring the smooth origination of mortgages within our business risk appetite and in accordance with policies.Key Responsibilities:Underwrite, review,...

  • Mortgage Underwriter

    3 weeks ago

    London, Greater London, United Kingdom Ultimate Banking Full time

    Underwriter Opportunity at Ultimate BankingWe are seeking a skilled Underwriter to join our team at Ultimate Banking, a leading specialist mortgage lender. As an Underwriter, you will play a critical role in ensuring the smooth origination of mortgages within our business risk appetite and in accordance with policies.Key Responsibilities:Underwrite, review,...

  • Mortgage Underwriter

    3 weeks ago

    London, Greater London, United Kingdom Ultimate Banking Ltd Full time

    Underwriter Role at Ultimate Banking LtdWe are seeking a skilled Underwriter to join our team at Ultimate Banking Ltd, a solution-led specialist mortgage lender. As an Underwriter, you will play a crucial role in reviewing and approving mortgage applications within our agreed risk appetite and lending policies.Key Responsibilities:Manage a high-volume...

  • Mortgage Underwriter

    3 weeks ago

    London, Greater London, United Kingdom Ultimate Banking Ltd Full time

    Underwriter Role at Ultimate Banking LtdWe are seeking a skilled Underwriter to join our team at Ultimate Banking Ltd, a solution-led specialist mortgage lender. As an Underwriter, you will play a crucial role in reviewing and approving mortgage applications within our agreed risk appetite and lending policies.Key Responsibilities:Manage a high-volume...

  • Mortgage Underwriter

    4 weeks ago

    London, Greater London, United Kingdom Ultimate Banking Full time

    Underwriter Opportunity at Ultimate BankingWe are seeking a skilled Underwriter to join our team at Ultimate Banking, a leading specialist mortgage lender. As an Underwriter, you will play a critical role in ensuring the smooth origination of mortgages within our business risk appetite and in accordance with our policies.Key Responsibilities:Underwrite,...

  • Mortgage Underwriter

    4 weeks ago

    London, Greater London, United Kingdom Ultimate Banking Full time

    Underwriter Opportunity at Ultimate BankingWe are seeking a skilled Underwriter to join our team at Ultimate Banking, a leading specialist mortgage lender. As an Underwriter, you will play a critical role in ensuring the smooth origination of mortgages within our business risk appetite and in accordance with our policies.Key Responsibilities:Underwrite,...

  • Mortgage Underwriter

    3 weeks ago

    London, Greater London, United Kingdom Ultimate Banking Full time

    ### Job Summary At Ultimate Banking, we're seeking a skilled Mortgage Underwriter to join our team. As a key member of our lending team, you'll play a crucial role in assessing and underwriting mortgage applications to ensure compliance with our credit risk policy. ### Key Responsibilities * Assess and underwrite mortgage applications to ensure all...