Mortgage Underwriter Position

4 weeks ago


London, Greater London, United Kingdom Kensington Mortgage Company Limited Full time

About the Role

Kensington Mortgage Company Limited is seeking an experienced Underwriter to join our team. As a Mortgage Underwriter, you will be responsible for manually underwriting and approving Residential and Buy to Let mortgage applications in accordance with our lending policy, TCF principles, and FCA responsible lending best practice.

Key Responsibilities

  • Manually underwrite and approve mortgage applications in accordance with our lending policy and TCF principles.
  • Ensure all correspondence, including references and valuations, is in line with our lending policy and the appropriate mortgage product.
  • Build a close working relationship with key areas of the business to enhance the process from a system, service, and quality perspective.
  • Work closely with NBA Buddy to support their ongoing development and increase their knowledge in their role, through effective coaching and feedback.
  • Comply with the Code of Business Ethics and ensure your responsibilities regarding the Prevention of Financial Crime are carried out effectively and in accordance with our internal policies.

Requirements

  • Detailed understanding of the mortgage intermediary market and related FCA permissions.
  • Detailed understanding of organised fraud and measures/systems in place to avoid it.
  • Able to demonstrate that they are proactive, hardworking, flexible, and able to work under their own initiative but also a team player.
  • Demonstrate a full understanding of TCF, Responsible lending, and regulatory knowledge applicable to the role.

What We Offer

We offer a supportive culture where differences are recognised, understood, and valued. We continuously develop our benefits offering to create an inclusive and supportive environment.



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