Loan Underwriting Specialist

3 weeks ago


London, Greater London, United Kingdom Rico Property Finance Ltd (TA D&R Recruitment) Full time

Bridging Finance Underwriter Role at Rico Property Finance Ltd (T/A D&R Recruitment)

Core Responsibilities:

  • Assessing and scrutinizing loan requests to determine borrower reliability, asset valuation, and associated risks.
  • Performing comprehensive due diligence on financing deals, including property evaluations and legal documentation.
  • Establishing favorable loan conditions based on risk evaluation and organizational policies, encompassing loan sizes, interest rates, and repayment plans.
  • Working in conjunction with sales and operational teams to enhance the efficiency of loan approvals and finalizations.
  • Maintaining effective communication with borrowers, brokers, and relevant parties to manage inquiries and resolve challenges.
  • Keeping abreast of market developments, regulatory updates, and industry best practices in bridging finance.

Qualifications:

  • Previous experience in underwriting, ideally within the bridging finance or mortgage industry.
  • Strong analytical skills and decision-making capabilities, with a meticulous eye for detail.
  • Exceptional interpersonal and communication skills, emphasizing collaboration.
  • Understanding of lending product compliance standards and regulatory frameworks.
  • Expertise in financial analysis and risk evaluation techniques.


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