Life Insurance Underwriter
6 days ago
We are seeking a highly skilled and experienced Senior Life Medical Underwriter to join our team at Legal & General. As a key member of our underwriting team, you will play a critical role in reviewing customer applications and assessing risk factors to determine whether we can offer Life, Critical Illness Cover and Income Protection policies.
Key Responsibilities- Accurately assess and document life and disability risks by reviewing applications and deciding which terms, if any, can be offered up to the value based on your autonomy level.
- Participate in or lead projects to enhance the underwriting process and improve our systems and commercial viability, including instigating such projects, using your own initiative, expertise and business awareness.
- Ensure any requests for further information are appropriate and accurate and commensurate with the risk being assessed, ensuring the customer journey is not impacted unnecessarily.
- Identify complaints and ensure they are acted upon quickly and root causes highlighted to ensure compliance with complaints response time limits.
- Take ownership of maintaining an excellent knowledge and understanding of legislative and regulatory requirements.
- Understand the commitments that are made about the level of service during the marketing and sales processes to ensure the area is capable of meeting those expectations and that customers' reasonable expectation of performance and service are met.
- Thorough understanding of the risk factors for mortality and morbidity, as well as financial underwriting.
- Understanding of legislations and regulatory requirements would be preferable.
- A competitive salary and benefits package, including a generous pension contribution, life assurance, private medical insurance and a minimum of 25 days holiday per year.
- The opportunity to participate in our annual, performance-related bonus plan and valuable share schemes.
- A comprehensive training and development program to support your career growth and progression.
- A dynamic and supportive work environment with a strong focus on teamwork and collaboration.
- The chance to work with a leading financial services group and major global investor, with a strong heritage and an exciting future.
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Life Insurance Underwriter
6 days ago
Cardiff, Cardiff, United Kingdom LegalAndGeneral Full timeJob SummaryWe are seeking a highly skilled Life Medical Underwriter to join our team at LegalAndGeneral. As a key member of our underwriting team, you will play a critical role in assessing and documenting life and disability risks for our customers.Key ResponsibilitiesAssess and Document Life and Disability Risks: Review customer applications to identify...
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Life Insurance Underwriter
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Cardiff, Cardiff, United Kingdom LegalAndGeneral Full timeJob SummaryWe are seeking a highly skilled Life Medical Underwriter to join our team at LegalAndGeneral. As a key member of our underwriting team, you will play a critical role in assessing and documenting life and disability risks for our customers.Key ResponsibilitiesAssess and Document Life and Disability Risks: Review customer applications to identify...
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