Credit Strategy and Analytics Lead

4 weeks ago


Surrey, United Kingdom Harnham Full time

**Credit Strategy and Analytics Lead**
**Surrey**
**Up to £80,000**

Here is the opportunity to play a key role in an innovative, fast-paced fin-tech lender based outside of London. The company is on an exciting journey of growth, with the product being launched imminently, and is recruiting for a Credit Risk Lead to comein and take ownership of the credit risk strategy and underwriting function.

**THE ROLE**

This is initially an individual contributor role where you will be responsible for setting up the automated underwriting tools and processes including for affordability and creditworthiness. This includes establishing data-driven processes across the underwritingand loan processing function (from scratch) and monitoring portfolio performance & loss rates as well as delivering the credit risk acquisitions strategy using open banking data
- Ownership and management of the entire acquisitions process from a credit risk and underwriting perspective
- Build and develop automated tools for onboarding new customers using open banking data
- Use your experience and analytical skills to identify opportunities to improve the existing underwriting and credit analysis framework
- Develop the automated lending strategy, which seeks to maximise the proportion of decisions that are processed automatically
- Liaise with various different teams such as Data Science and

**YOUR SKILLS AND EXPERIENCE**
- Extensive credit risk analytics experience
- Strong background in data and analytic
- An ability to manipulate and analyse data using tools like SQL, Python etc
- A track record of delivering process and operational improvements of a credit risk decision platform and loan approval processes
- Good understanding of the commercial drivers within a lending business
- Ability to collaborate and build relationships with different stakeholders internally and externally
- Strong statistical background with a degree from a numerate discipline


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