Credit Risk Analyst

3 weeks ago


Caerphilly, United Kingdom DS Smith Full time

**About the role**

We have an exciting opportunity in our Credit and Collections team for a Credit Risk Analyst to join us on a 12 month fixed-term contract. Your primary role as a Credit Risk Analyst will be to help protect DS Smith's investments by minimising bad debt andassisting the continued growth of the business. You'll be responsible for setting and monitoring customer credit limits, maintaining customer master files, and making recommendations to key stakeholders in the wider business.

Other responsibilities will include:

- Analysing financial reports, payment history and sales information to support credit recommendations
- Working with Credit and Collections team members and Finance colleagues throughout the UK to understand business priorities and challenges
- Working with credit insurers and other 3rd parties to maximise available financial information, allowing us to make more informed commercial decisions
- Monitoring exposure levels against agreed credit limits and acting in accordance with our credit policy
- Supporting change in DS Smith, encouraging policy and process improvement in areas where we identify opportunity

**About you**
- Experience in a Credit Risk role
- Strong Credit Analysis experience is desirable, with the ability to review reports and make recommendations
- Advanced Excel skills
- Excellent communication skills with the ability to present to various stakeholders
- SAP and ERP (Navision) experience would be advantageous

**Benefits**
- Competitive salary
- 25 days' holiday plus bank holidays
- Pension scheme, life assurance and income protection
- Employee Assistance Programme
- Employee Discounts
- Cycle to work scheme

**Location**:Caerphilly - we currently operate a hybrid model with 3 days a week in the office



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