Mortgage Underwriter

3 days ago


London, United Kingdom M2 Professional Recruitment Services Ltd Full time

Our client, one of the UK’s leading Challenger Banks requires an enthusiastic and driven mortgage underwriter to join their growing team in the South East.

**Key responsibilities**:

- Supporting and guiding colleagues on all matters relating to the underwriting and mortgage completion
- Making mortgage lending decisions in line with delegated lending authority and Bank’s lending policy

**Key Requirements**:

- Understand the risks associated with your job and what that means for you, the company and the clients.
- In order to hit the ground running, you will have experience in mortgage underwriting. This may be exclusively Residential, Buy-to-let or Second Charge/Bridging Finance.
- You need to have a good understanding of the current mortgage industry trends, competitors and products (including portfolio buy-to-let, limited company buy-to-let, near/subprime, shared ownership and government lending schemes).
- Naturally, you will have knowledge of mortgage regulation and legal requirements surrounding mortgage underwriting.
- To be successful in this role, you will have experience of mortgage assessment techniques and tools.
- If you have a CeMAP qualification, that would be beneficial, however this is not essential.


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