Mortgage Underwriter
3 days ago
Our client, one of the UK’s leading Challenger Banks requires an enthusiastic and driven mortgage underwriter to join their growing team in the South East.
**Key responsibilities**:
- Supporting and guiding colleagues on all matters relating to the underwriting and mortgage completion
- Making mortgage lending decisions in line with delegated lending authority and Bank’s lending policy
**Key Requirements**:
- Understand the risks associated with your job and what that means for you, the company and the clients.
- In order to hit the ground running, you will have experience in mortgage underwriting. This may be exclusively Residential, Buy-to-let or Second Charge/Bridging Finance.
- You need to have a good understanding of the current mortgage industry trends, competitors and products (including portfolio buy-to-let, limited company buy-to-let, near/subprime, shared ownership and government lending schemes).
- Naturally, you will have knowledge of mortgage regulation and legal requirements surrounding mortgage underwriting.
- To be successful in this role, you will have experience of mortgage assessment techniques and tools.
- If you have a CeMAP qualification, that would be beneficial, however this is not essential.
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