Mortgage Underwriting Lead

1 day ago


London, Greater London, United Kingdom April Mortgages Full time
Job Summary
Join us at April Mortgages as a Mortgage Underwriting Lead and contribute to our mission of providing simple and sustainable mortgage solutions. As a key member of our credit team, you will be responsible for assessing loan applications, making lending decisions, and developing relationships with intermediaries. With your expertise in underwriting, you will play a crucial role in shaping our growth and ensuring customer satisfaction.

About the Role
In this leadership position, you will oversee the underwriting process, ensuring that all loans are assessed and approved in accordance with our Credit Policy. You will also be responsible for staying up-to-date with industry developments and regulatory requirements, such as FCA regulations. Your excellent communication and interpersonal skills will enable you to build strong relationships with colleagues and external partners.

Key Responsibilities
- Oversee the underwriting process, ensuring compliance with our Credit Policy
- Make informed lending decisions based on thorough assessments of loan applications
- Develop and maintain relationships with intermediaries to drive business growth and customer satisfaction
- Stay current with industry trends and regulatory requirements, such as FCA regulations

Requirements
- 5+ years' experience in manual underwriting, preferably in a senior or lead capacity
- Strong understanding of FCA regulation, specifically Responsible Lending, Consumer Duty, and GDPR
- Excellent leadership and interpersonal skills, with the ability to motivate and guide a team
- Ability to communicate complex information to various stakeholders, including customers and colleagues

What We Offer
- Competitive salary: £65,000 - £85,000 per annum, depending on experience
- 30 days annual holiday (inclusive of bank holidays)
- Private Medical Insurance with Vitality
- Annual learning and development budget
- Monthly social events

Equal Opportunities Employer
We are committed to creating an inclusive work environment that values diversity and promotes equal opportunities for all employees and applicants.

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