Mortgage Underwriter Specialist

7 days ago


London, Greater London, United Kingdom Ultimate Banking Full time

Ultimate Banking seeks a dedicated and experienced Underwriter to join their mortgage lending team.

About the Role

The successful candidate will be responsible for underwriting, reviewing, and approving mortgage applications within an agreed mandate level, ensuring that mortgages are originated within the business risk appetite and in accordance with policies.

Key Responsibilities

  • Manage a busy pipeline of mortgage applications from submission to completion.
  • Make sound discretionary lending decisions within an agreed risk appetite and Lending Policy.
  • Exercise discretion on cases outside of standard lending policy.
  • Obtain and retain a lending mandate.

Requirements

  • Previous manual underwriting experience, with equity release experience highly desirable.
  • A customer-centric individual with excellent communication skills and a real team player.
  • Attention to detail and a positive attitude to constantly learning.

Working Arrangements

Ultimate Banking offers a hybrid working arrangement, with 2 days spent at their head office in Fitzrovia and the remainder working remotely.



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