Mortgage Underwriter

1 week ago


London, United Kingdom JJ SEARCH LIMITED Full time
Job Description

SALARY 45-60K


The Client

Our client is a highly regarded Digital Retail Bank for HNW clients.


The Role


Our client is looking for an experienced Mortgage Underwriter to play a pivotal role in evaluating loan applications, ensuring compliance with financial regulations, and assessing the risk associated with lending decisions.


The Mortgage Underwriter will have a strong understanding of financial services with the ability and confidence to negotiate effectively with various stakeholders.


The Mortgage Underwriter will review and analyse all mortgage applications to best determine eligibility for loan approvals.


The Mortgage Underwriter will confidently conduct quantitative analysis in assessing all applicants’ creditworthiness and financials stability.


The Mortgage Underwriter will perform analysis identifying any potential issues that could potentially affect loan repayments, while negotiating with banks and other financial institutions to best negotiate loans.


The Mortgage Underwriter will keep up to date thorough records of all underwriting decisions and communicate findings precisely and clearly to all relevant parties, ensuring compliance with all regulatory requirements and internal policies throughout the underwriting process.


The Candidate


Mortgage Underwriting experience – essential

Solid understanding of financial services, including mortgage products and market trends.

Retail banking experience.

Strong mathematical skills for analysing financial data and performing calculations.

Excellent negotiation skills to facilitate discussions with banks and HNW clients effectively.

Proficiency in risk analysis techniques to evaluate potential lending risks.

Ability to work independently as well as part of a team, demonstrating strong organisational skills.

Attention to detail is essential for ensuring accuracy in documentation and compliance checks.


  • Mortgage Underwriters

    2 weeks ago


    London, United Kingdom JJ SEARCH LIMITED Full time

    Our client is a highly regarded Digital Retail Bank for HNW clients. Our client is looking for an experienced Mortgage Underwriter to play a pivotal role in evaluating loan applications, ensuring compliance with financial regulations, and assessing the risk associated with lending decisions. The Mortgage Underwriter will have a strong understanding of...

  • Mortgage Underwriters

    2 weeks ago


    London, United Kingdom JJ SEARCH LIMITED Full time

    Our client is a highly regarded Digital Retail Bank for HNW clients. Our client is looking for an experienced Mortgage Underwriter to play a pivotal role in evaluating loan applications, ensuring compliance with financial regulations, and assessing the risk associated with lending decisions. The Mortgage Underwriter will have a strong understanding of...


  • London, Greater London, United Kingdom Kennedy Pearce Consulting Full time

    Kennedy Pearce Consulting is partnering with a prestigious City-based bank to recruit an experienced Mortgage Underwriter. The ideal candidate will have 5-10 years of underwriting and/or credit risk exposure within the Buy-to-Let (BTL) market.Key Responsibilities:Assess new BTL mortgage applications and make credit decisions in line with the company's...


  • London, Greater London, United Kingdom Austin Fraser Full time

    About the PositionWe are seeking an experienced Residential Mortgage Underwriter to join our team at Austin Fraser. As a Senior Residential Mortgage Underwriter, you will support the Underwriting Manager in their absence and act as a subject matter expert to the rest of the underwriting team.Key ResponsibilitiesSupport the Underwriting Manager, deputising in...


  • London, Greater London, United Kingdom InterQuest Group Full time

    InterQuest Group, a leading provider of mortgage solutions, is seeking a seasoned Mortgage Underwriting Specialist to join their team in a highly regulated environment. The successful candidate will have extensive experience in BTL underwriting and will be responsible for contributing to and approving credit decisions within delegated authority.The ideal...


  • London, Greater London, United Kingdom Stellar Select Full time

    Job Title: Senior Residential Mortgage UnderwriterAbout the position: We have an exciting opportunity for a seasoned residential mortgage underwriter to join our established and growing specialist lender. As a Senior Residential Mortgage Underwriter, you will support the Underwriting Manager in their absence and act as a subject matter expert to the rest of...


  • London, Greater London, United Kingdom InterQuest Solutions Full time

    We are looking for a Mortgage Underwriting Specialist to join our team at InterQuest Solutions. As a specialist in this field, you will contribute to and approve credit decisions, ensuring growth aligns with risk appetite and underwriting policies.Job Description:The successful candidate will be responsible for:Contribute to and approve credit decisions...


  • London, Greater London, United Kingdom CRS Full time

    Job OverviewCRS is looking for an experienced Senior Underwriter with a background in BTL and Bridging to join their Specialist Mortgages team. As a member of this team, you will play a critical role in underwriting mortgage applications and making informed lending decisions.About the RoleUnderwrite mortgage applications, assessing creditworthiness and...


  • London, Greater London, United Kingdom Ultimate Banking Full time

    Job Title:Mortgage Underwriting ExpertAbout Ultimate Banking:We strive to provide an excellent work-life balance and create a fun, dynamic environment.Job Summary:This role involves assessing and underwriting mortgage applications to ensure they meet our credit risk policy requirements.Key Responsibilities:Evaluating mortgage applications for loan...


  • London, Greater London, United Kingdom InterQuest Group Full time

    Job Overview:We are seeking a highly experienced Senior Underwriter to join our team at InterQuest Group. The successful candidate will be responsible for underwriting mortgage applications with higher risk profiles and contributing to credit decisions within their delegated authority.About the Role:Ensure growth aligns with risk appetite and underwriting...


  • London, Greater London, United Kingdom Ultimate Banking Full time

    Ultimate Banking seeks a dedicated and experienced Underwriter to join their mortgage lending team.About the RoleThe successful candidate will be responsible for underwriting, reviewing, and approving mortgage applications within an agreed mandate level, ensuring that mortgages are originated within the business risk appetite and in accordance with...


  • London, Greater London, United Kingdom Buckden Partners Full time

    Buckden Partners is seeking an experienced Mortgage Underwriter to join our team in this challenging role.As a Mortgage Underwriter, you will be responsible for underwriting mortgages across various asset classes, ensuring that lending decisions are made within delegated authority and risk is managed effectively.The ideal candidate will have strong...


  • London, Greater London, United Kingdom JJ SEARCH LIMITED Full time

    Estimated Salary: £45,000 - £60,000 per annum">About the Role:We are seeking an experienced Mortgage Underwriter to join our team at JJ Search Limited. The successful candidate will play a pivotal role in evaluating loan applications and ensuring compliance with financial regulations.The ideal candidate will have a strong understanding of financial...

  • Mortgage Underwriter

    2 weeks ago


    London, United Kingdom JJ SEARCH LIMITED Full time

    SALARY 45-60K The Client Our client is a highly regarded Digital Retail Bank for HNW clients. The Role Our client is looking for an experienced Mortgage Underwriter to play a pivotal role in evaluating loan applications, ensuring compliance with financial regulations, and assessing the risk associated with lending decisions. The Mortgage Underwriter...

  • Mortgage Underwriter

    2 weeks ago


    London, United Kingdom JJ SEARCH LIMITED Full time

    SALARY 45-60K The Client Our client is a highly regarded Digital Retail Bank for HNW clients. The Role Our client is looking for an experienced Mortgage Underwriter to play a pivotal role in evaluating loan applications, ensuring compliance with financial regulations, and assessing the risk associated with lending decisions. The Mortgage Underwriter...


  • London, Greater London, United Kingdom April Mortgages Full time

    Job SummaryJoin us at April Mortgages as a Mortgage Underwriting Lead and contribute to our mission of providing simple and sustainable mortgage solutions. As a key member of our credit team, you will be responsible for assessing loan applications, making lending decisions, and developing relationships with intermediaries. With your expertise in...


  • London,, UK, United Kingdom JJ SEARCH LIMITED Full time

    SALARY 45-60KThe Client Our client is a highly regarded Digital Retail Bank for HNW clients.The Role Our client is looking for an experienced Mortgage Underwriter to play a pivotal role in evaluating loan applications, ensuring compliance with financial regulations, and assessing the risk associated with lending decisions.The Mortgage Underwriter will have a...


  • London, United Kingdom JJ SEARCH LIMITED Full time

    SALARY 45-60KThe Client Our client is a highly regarded Digital Retail Bank for HNW clients.The Role Our client is looking for an experienced Mortgage Underwriter to play a pivotal role in evaluating loan applications, ensuring compliance with financial regulations, and assessing the risk associated with lending decisions.The Mortgage Underwriter will have a...

  • Mortgage Underwriter

    3 weeks ago


    London, United Kingdom JJ SEARCH LIMITED Full time

    SALARY 45-60KThe Client Our client is a highly regarded Digital Retail Bank for HNW clients.The Role Our client is looking for an experienced Mortgage Underwriter to play a pivotal role in evaluating loan applications, ensuring compliance with financial regulations, and assessing the risk associated with lending decisions.The Mortgage Underwriter will have a...


  • London, Greater London, United Kingdom Kennedy Pearce Consulting Full time

    About the RoleWe are looking for a highly skilled BTL Mortgage Underwriting Specialist to join our underwriting team at Kennedy Pearce Consulting. As a key member of our team, you will be responsible for underwriting new Buy-to-Let (BTL) mortgage applications within our Standard, Professional, and Portfolio product offerings.Your expertise in residential...