Director In-Business Risk

ERMF Risk Manager
Contract: Permanent
Hours: Full time- 35 hours

work with the Group Risk team and risk owners in developing and maintaining an appropriate risk management framework and supporting its implementation across the Chief Risk Officer’s organisation for adoption and deployment by the business.
coordinate activities of the Enterprise Risk team.
support the development and/ or maintenance of risk processes to provide increasingly effective deployment of the Enterprise Risk Management Framework (ERMF) and challenge to the business, encouraging high standards of controls and proactive management of risk events.
support other Group Risk team members in coordinating the operational risk scenario process in support of the Group’s Internal Model and support the operation of the Group’s risk management system of record and tools in support of the ERMF deployment.

We help people achieve a better later life. We are a fast-growing company helping customers enjoy the retirement they deserve. We do this through a variety of market leading, award-winning products and services, delivered by a diverse team of over 1,400 purpose-led colleagues who genuinely put the customer at the heart of everything we do.

This is a brilliant time to join our business. We are on an exciting growth journey to become the UK’s most loved retirement expert.

You will support the Group Risk team in developing, educating and embedding Enterprise risk management frameworks, practices, and Risk culture within Just that support our risk appetite and strategic goals.
You will provide trusted advice to the Director of Enterprise Risk, the Group Chief Risk Officer, Executives and senior management on implications of operational risk in the wider business context.
You will act as an ERMF risk partner to Group Risk and risk owners and support associated risk reporting for relevant parts of the business and Group entities.
You will be responsible for providing pro-active operational risk advice, support and challenge to Group Risk and risk owners, with a particular focus on oversight of management of the risks in line with the ERMF.
You will support the delivery of the Group’s Internal Model for Operational Risk through the development and maintenance of operational risk scenarios with risk owners and other key stakeholders.
You will ensure the Group’s risk management system of record aligns with the ERMF and in supporting the business in the identification, assessment and reporting of risks at departmental level.
When needed, you will engage with risk management system of record suppliers and ensure that you are sufficiently aware of its functionality to propose and oversee improvements as required.
You will take responsibility for ensuring you comply with the company’s procedures, policies, guidelines and reporting requirements as well as any relevant regulatory and statutory requirements.

Externally recognised specialised risk management qualification or equivalent experience is essential
Proven track record of practical experience of implementing and/ or operating risk management frameworks and processes.
Significant breadth of experience and knowledge of life and pensions/ Financial Services.
Experience of risk support in change and implementation of large transformation initiatives.
Strong communication skills, including influencing, negotiation, presentation and report writing.
Strong understanding of risk management frameworks, practices and their application, including enterprise and operational risk. Ability to identify emerging risk issues and to drive understanding and management.
Good understanding of regulatory context for operation of risk management, including Solvency 2 requirements and PRA/ FCA expectations.
At Just you’ll have the opportunity to develop your career, whilst making a difference to the lives of those around you. A competitive salary, pension scheme and life assurance
~25 days annual leave plus an additional day on us for your birthday
~ Private medical cover and income protection, just in case
~ A generous and highly achievable bonus scheme
~ Opportunities to progress your career in-role and within the company
~ Free access to the Headspace app, 24/7 employee assistance helpline and trained physical and mental health first aiders
~ A variety of employee funded benefits available via our online benefits portal
~ Valuing diversity of thought and fostering a sense of belonging is critical to our business success, driving innovation and balanced decision making. Our work on DEIB (Diversity, Equity, Inclusion and Belonging) aims to deliver a brilliant employee experience underpinned by a sense of belonging, where our people feel proud to work at Just.

We remain committed to our publicly disclosed HM Treasury Women in Finance Charter and Race at Work Charter targets and support a wide range of employee network and events, championing issues including intergenerational working, social mobility and neurodiversity.

Shortlisted candidates will be contacted regarding next steps which may include an initial phone interview and in-person assessment.