Analyst, Commercial Banking

4 weeks ago


London, United Kingdom And Zopa Limited Full time

We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Our analysts are a mix of creative problem solvers and number whizzes with a passion for translating numbers into business opportunities and delivering insights to drive decision-making. They're also strong communicators with the ability to story-tell with data to both technical and non-technical stakeholders alike.
Our analysts are deeply imbedded into the business and will interact with individuals at all levels of the business from Managers to Senior Directors.
Our employee engagement scores are sky high, and our graduates tell us they love it here But don’t just take it from us, here are some quotes from our most recent graduates...
“As someone who loves sophisticated data analytics, the graduate analyst role at Zopa has given me unparalleled opportunities to work on a broad range of projects that are pivotal to our success. Every day is different - one day you could be working with data science to improve our machine models and the next partnering with finance to optimize the bank's profitability for the next year. It's dynamic and rewarding, and you get more responsibility at a far more junior level than other companies”
“Zopa is great at placing the graduates in teams that suit their skill set. I also love the flexibility that hybrid work offers, but we have such a nice office (with loads of great snacks...) Curious mind who is always seeking to deepen your knowledge around different technologies such as Python, SQL, Tableau and Excel?
if you’d like to stay closer to quantitative analytics and machine learning you might specialize in Credit & Commercial or Data Science .

~ They are typically creative problem solvers who are technically curious, analytical minded and data focused.

~ Our Credit & Commercial teams are one of the vital backbones to Zopa’s profitability and keep our credit and commercial performance strong. They utilise risk models, build underwriting, carry out hypothesis testing, and are always monitoring portfolio trends. Our Data Scientists work across a variety of data and modelling topics, such as credit risk, fraud detection, pricing, and customer engagement. We’ve been using advanced machine learning models for over 7 years, and they make over 98% of our lending decisions They are natural problem solvers, are analytically minded and have a genuine interest in machine learning.

Offers will be going out across May and June for a September 2024 start date (exact date to be confirmed).
*Note: These roles may be best suited for 2023-2024 graduates ready to start in September 2024. If you have already graduated and have a few years of experience under your belt, look out for our addition experienced roles on our careers page
#Flexible working? At Zopa we value flexible ways of working. We understand the benefits of face-to-face collaboration and the importance of a good work life balance. Our teams work in a hybrid manner from our open-plan, riverside London Bridge office and the comfort of their own homes at a frequency that suits the team and the work they do.
But no matter where you are, we’ll make sure you’ve got everything you need to thrive, both in your work and home life, from day one.
*Diversity Statement
Diversity of experience, perspectives, and backgrounds leads to better products for our customers and a unique company culture for our people.



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