Head of Credit Risk Governance

2 days ago

London, United Kingdom TF Bank Full time

As the Head of Credit Risk Governance you will be responsible for developing and overseeing the credit risk governance framework to ensure effective management of credit risk across all TF Banks products. This role involves creating and maintaining policies procedures and controls to mitigate credit risk while ensuring compliance with regulatory requirements and industry best practices. The ideal candidate will have extensive experience in consumer finance and a deep understanding of credit risk management.

Location: This position is available in Mlagaand London. Please specify which location you would like to apply for.


Key Responsibilities:

    • Develop and maintain a comprehensive credit risk governance framework tailored to consumer finance products including credit cards buy now pay later (BNPL) and cash loans.
    • Ensure alignment with regulatory requirements and industry standards.
    • Staying updated on the latest credit risk trends best practices and regulatory developments and ensuring the organizations compliance with the applicable standards and requirements.
    • Ensure effective implementation and adherence to credit risk policies and procedures.
    • Conduct regular reviews and updates of credit risk policies to reflect changes in the regulatory environment and business strategy.
    • Prepare and present detailed reports on governance activities to senior management.
    • Collaborate with other departments including Risk Control and Compliance to ensure a cohesive approach to credit risk management.
    • Engage with external stakeholders such as regulators and auditors on credit risk governance matters.

Qualifications and Experience:

    • Minimum bachelors degree in Finance Economics Business Administration or a related field. A Masters degree or professional certification (e.g. CFA FRM) is preferred.
    • Minimum of 5 years of experience in credit risk management.
    • Strong knowledge of credit risk principles regulatory requirements and industry best practices specific to consumer finance.
    • Knowledge & experience in responsible lending requirements EBA Guidelines on Loan Origination and Monitoring and CCD/CCD2 is expected.
    • Experience with data governance will be a plus.
    • Excellent analytical problemsolving and decisionmaking skills.
    • Strong communication and interpersonal skills with the ability to interact effectively with senior management and external stakeholders.
    • Fluent English language skills is required for the role.


Desirable skills and behaviors:

  • Possess indepth knowledge and understanding of relevant regulations.
  • Showcase a comprehensive understanding of financial principles and practices.
  • Display strong communication skills to articulate complex concepts clearly.
  • Ensure compliance by rigorously following and enforcing rules and regulations.
  • Work seamlessly within a collaborative framework to achieve shared goals.
  • Display a commitment to continuous professional development staying updated with advancements in related fields.


  • Head of Credit Risk Governance

    4 days ago

    London, United Kingdom TF Bank Full time

    As the Head of Credit Risk Governance you will be responsible for developing and overseeing the credit risk governance framework to ensure effective management of credit risk across all TF Bank's products. This role involves creating and maintaining policies, procedures, and controls to mitigate credit risk, while ensuring compliance with regulatory...

  • Head of Credit Risk Governance

    2 days ago

    London, United Kingdom TF Bank Full time

    As the Head of Credit Risk Governance you will be responsible for developing and overseeing the credit risk governance framework to ensure effective management of credit risk across all TF Bank's products. This role involves creating and maintaining policies, procedures, and controls to mitigate credit risk, while ensuring compliance with regulatory...

  • Head of Credit Risk

    4 days ago

    London, United Kingdom TF Bank Full time

    As the Head of Credit Risk Governance you will be responsible for developing and overseeing the credit risk governance framework to ensure effective management of credit risk across all TF Bank's products. This role involves creating and maintaining policies, procedures, and controls to mitigate credit risk, while ensuring compliance with regulatory...

  • Head of Credit Risk Governance Risk

    4 days ago

    London, United Kingdom TF Bank AB Full time

    As the Head of Credit Risk Governance you will be responsible for developing and overseeing the credit risk governance framework to ensure effective management of credit risk across all TF Bank’s products. This role involves creating and maintaining policies, procedures, and controls to mitigate credit risk, while ensuring compliance with regulatory...

  • Head of Credit Risk Governance Risk

    2 days ago

    London, United Kingdom TF Bank AB Full time

    As the Head of Credit Risk Governance you will be responsible for developing and overseeing the credit risk governance framework to ensure effective management of credit risk across all TF Bank’s products. This role involves creating and maintaining policies, procedures, and controls to mitigate credit risk, while ensuring compliance with regulatory...

  • Credit Risk Strategist and Governance Specialist

    4 weeks ago

    London, Greater London, United Kingdom SGS Société Générale de Surveillance SA Full time

    Job Description:We are seeking a highly skilled Credit Risk Strategist and Governance Specialist to join our team at SGS Société Générale de Surveillance SA.Key Responsibilities:Credit Portfolio Monitoring: Coordinate the monitoring of credit portfolios within SG UK, working closely with the central team at Head Office, and ensuring timely reporting to...

  • Credit Risk Governance

    6 months ago

    London, United Kingdom PayPal Full time

    At PayPal (NASDAQ: PYPL), we believe that every person has the right to participate fully in the global economy. Our mission is to democratize financial services to ensure that everyone, regardless of background or economic standing, has access to affordable, convenient, and secure products and services to take control of their financial lives. Job...

  • Credit Risk Manager

    4 weeks ago

    London, Greater London, United Kingdom undisclosed Full time

    Job Title: Credit Risk OfficerUndisclosed is seeking a highly skilled Credit Risk Officer to join our team.About the RoleThe Credit Risk Officer will be responsible for the coordination of credit portfolio monitoring within the UK and with the central team at Head Office. This includes governance and policies in relation to Credit Risk within the UK,...

  • Credit Risk

    7 months ago

    London, United Kingdom Bank of America Full time

    **Job Title**:Credit Risk, Corporate Credit **Corporate Title**: Analyst/Associate **Location**: London **Company Overview**: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates,...

  • Head of Credit Risk

    6 months ago

    London, United Kingdom Bits Full time

    **About Bits**: Bits is a leading fintech startup focused on helping individuals build credit and financial wellness. Backed by Y Combinator, we are dedicated to promoting financial inclusion and revolutionizing the credit building landscape. **About the Role**: We are seeking an experienced and highly motivated Head of Credit Risk to join our team. In this...

  • Director of Governance, Risk and Compliance

    4 days ago

    London, United Kingdom TF Bank AB Full time

    As the Head of Credit Risk Governance you will be responsible for developing and overseeing the credit risk governance framework to ensure effective management of credit risk across all TF Bank’s products. This role involves creating and maintaining policies, procedures, and controls to mitigate credit risk, while ensuring compliance with regulatory...

  • Head of Credit Risk Analytics

    1 month ago

    London, United Kingdom InterQuest Group Full time

    Head of Credit Risk & Analytics – London (minimum 3 days per week) – Exclusive Search I am currently working on a retained & exclusive search for a Head of Credit Risk & Analytics for a banking client of mine who specialise within property lending. The role is suited to someone who has operated at Senior Manager or Head of level and someone who is...

  • Head of Credit Risk Analytics

    5 days ago

    London, United Kingdom InterQuest Group Full time

    Head of Credit Risk & Analytics – London (minimum 3 days per week) – Exclusive Search I am currently working on a retained & exclusive search for a Head of Credit Risk & Analytics for a banking client of mine who specialise within property lending. The role is suited to someone who has operated at Senior Manager or Head of level and someone who is...

  • Credit Risk Manager

    1 month ago

    London, Greater London, United Kingdom SGS Société Générale de Surveillance SA Full time

    Societe Generale is seeking a skilled Credit Risk Officer to join our RISQ team in the UK. As a key member of our second line of defence, you will be responsible for the coordination of credit portfolio monitoring within SG UK and with the central team at Head Office.Key responsibilities will include:Portfolio Monitoring: Monitor SGLB credit risk portfolio...

  • EMEA Head of Credit and Risk Portfolio Manager

    3 weeks ago

    London, Greater London, United Kingdom Citi Full time

    Job DescriptionCiti, a leading global bank, is seeking an experienced EMEA Head of Credit and Risk Portfolio Manager to join our team.About the RoleThis is a challenging opportunity for a seasoned professional with expertise in credit risk management and portfolio optimization. The successful candidate will be responsible for proactively managing Citi's...

  • Interim Head of Credit Risk

    6 months ago

    London, United Kingdom Birchlake Recruitment Full time

    Posted by - Luke Warner- Recruiter Our home counties based client have an urgent need for an interim Head of Credit Risk for an initial six month contract. They are open to both fixed-term and day rate options. **Required**: - Proven Head of Credit Risk experience within a retail bank and/or consumer lender - Knowledge and experience in analysing company...

  • Head of Governance

    4 weeks ago

    London, United Kingdom Cyan Partners Full time

    Job Description Law firm - Head of Governance & Risk We are proud to be working with one of the leading national law firms in health, housing and social care. It has an unrivalled understanding of the public, professional regulatory and emergency services sectors and is highly regarded for its practical, market-driven solutions. With over 40 years of...

  • Head of Governance

    3 months ago

    London, United Kingdom Cyan Partners Full time

    Law firm - Head of Governance & RiskWe are proud to be working with one of the leading national law firms in health, housing and social care. It has an unrivalled understanding of the public, professional regulatory and emergency services sectors and is highly regarded for its practical, market-driven solutions. With over 40 years of history already the firm...

  • Head of Credit Risk

    5 days ago

    London, United Kingdom Harnham Full time €120,000

    HEAD OF CREDIT RISK AND FINANCIAL CRIME £120,000 LONDON (HYBRID - 2 DAYS A WEEK IN OFFICE) This growing bank are in an exciting period of expansion and are seeking an experienced lending specialist to join their team. The business have recently launched new products and you will be instrumental in growing this out. Overseeing second-line credit...

  • Head of Credit Risk

    5 days ago

    London, United Kingdom Harnham Full time €120,000

    HEAD OF CREDIT RISK AND FINANCIAL CRIME £120,000 LONDON (HYBRID - 2 DAYS A WEEK IN OFFICE) This growing bank are in an exciting period of expansion and are seeking an experienced lending specialist to join their team. The business have recently launched new products and you will be instrumental in growing this out. Overseeing second-line credit...