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Income Protection Claims Assessor

4 months ago


Brighton, United Kingdom Legal & General Full time
Life can sometimes be unpredictable, and it pays to plan ahead. Our aim at Legal & General Retail is to help our customers plan for the unexpected, achieve financial security for their tomorrow, and protect everything that’s important to them. To better understand our customers and meet their needs, we’ve brought our protection, retirement income, savings, lending, and advice, fintech and mortgage businesses under one umbrella. Created at the start of 2022 through the merging of our long-standing and trusted retail retirement and insurance businesses, we’re a fast-growing division with big, customer-centred ambitions.

Job Description

Are you an experiencedMedical Claims AssessorwithIncome Protectionexperience?nWerelooking for an Individual Income Protection Assessor to join the team in Hove on either ahybrid or homebased basiswith a salary of up to £46,000 dependant on experience.nWhat you'll be doing:nGather appropriate evidence and assess information in order to accept or decline claims displaying logical reasoning. Consider the customers’ expectation of the product so that claims decisions are fair and Legal and General does not suffer unnecessary financial loss or reputational lossnManage claims from end to end, processing within claims guidelines so that quality and consistency across the area can be maintained, adhering to service standards and processesnDeal with all aspects of customer communication by taking and making calls, dealing with letters and emails, and using the most appropriate method of keeping customers informed eg: phone, letter, email, text, so that unnecessary incoming contact is minimisednLiaise with internal and external customers and third parties in a professional, friendly and efficient manner in order to obtain information. Ensure that customers’ expectations of service are met whilst providing a positive impression of Legal and General. Utilise customer focused languagenIdentify appeals and complaints and take ownership for trying to resolve them with urgency, so that complaints are acted upon quickly, root causes are escalated and customer satisfaction is achievednTake responsibility for supporting colleagues with training, mentoring and development of other members of the claims team, to improve their skill levelnTake responsibility for managing claims of a contentious or sensitive nature, such as those involving fraud, litigation or prospect for litigation, liaising with Managers, GFC, and legal services so that the claim is effectively resolved.nEnsure a consistent, timely and accurate level of service is maintained in line with service level agreements and promises made to meet customers’ expectations

Qualifications

Who we're looking for:nExperience of handling Income Protection claims is desirable. Candidates with a background of other protection types will be considerednAwareness of Compliance regulations, and adherence to thesenGood medical knowledge andunderstanding of Underwriting, including New Business processnGood understanding of financial calculations to support Claims Payment, including awareness of state benefitnGood understanding of Reinsurance process and treatiesnAbility to show empathy and sensitivitynGood communication skills both written & verbalnAbility to handle difficult calls, when researching circumstances which may lead to a claim being refusednWhatever your role, we reward performance and behaviour with a package that looks after all the things that are important to you. Here are some of the benefits we offer:nThe opportunity to participate in our annual, performance-related bonus plan and valuable share schemesnGenerous pension contributionnLife assurancenPrivate medical insurance (permanent employees only)nAt least 25 days holiday, plus public holidays, 26 days after 2 years’ service. There’s also the option to buy and sell holidaynCompetitive family leavenParticipate in our electric car scheme, which offers employees the option to hire a brand-new electric car through tax efficient salary sacrificenThere are the many discounts we offer – both for our own products and at a range of high street stores and onlinenIn 2023, some of our workspaces were redesigned. Our offices are great spaces to connect and collaborate and have your wellbeing at the heart

Additional Information

Legal & General is a leading financial services organisation, named

Britain’s Most Admired Company

in 2023, for the second year running. Rated top in our sector and top for inspirational leadership, we have a strong heritage and an exciting future.nWe’re one of the world's largest asset managers, homebuilders, pension providers and insurers. Connecting to form a unique business model which drives value for our customers and society. And enabling our people to create impact through work that is meaningful and valued.nIf you join us, you’ll be part of a welcoming, inclusive culture, with opportunities to collaborate with people of diverse backgrounds, views, and experiences. Guided by leaders with integrity who care about your future and wellbeing. Empowered through initiatives which support people to develop their careers and excel.nWe strive to be open, mindful, and inclusive, so are always willing to discussing flexible working arrangements and reasonable accommodations for candidates with specific needs. It doesn’t matter if you don’t meet every single criterion in this advert. Instead, think about what you excel at and what else you can bring in terms of strengths, potential and connection to our purpose.nIf you’re open to find out more, we'd love to hear from you.