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Lead Credit Analyst

2 months ago

Glasgow, United Kingdom Project People Full time
Lead Credit Analyst
Permanent
Reading/Glasgow - 2-3 days/ week onsite
We are a dynamic and innovative company committed to managing credit risk effectively. Our team plays a crucial role in ensuring the financial health of our organisation while maintaining a positive customer experience.
As a Credit Risk Analyst, you will be at the forefront of decision-making. Your insights and data-driven recommendations will directly impact our credit policies, strategies, and overall success.
What you will be doing?
Monitor, maintain and enhance critical credit scorecards and decisioning performance across consumer and business journeys.
Collaborate with other team leads to identify risks, improve processes, and optimise connections to our network.
Engage with stakeholders across different business areas to align strategies and achieve company goals.
Provide valuable feedback on propositions, projects, and services.
Analyse data using Excel, SAS, Alteryx, and Python to identify trends and opportunities.
Challenge existing credit policies and propose effective changes.
Perform regular and ad-hoc tasks, delivering actionable insights to drive positive outcomes.
Skills required for this role?
Experience managing and developing credit scorecards (Essential).
Advanced Excel skills (Macros, Pivots, VLOOKUP, conditional formatting, etc.). VBA knowledge is beneficial.
Recent experience analysing data using SAS/SQL, Alteryx, or similar tools (within the last 6 months).
Mathematical or finance-related degree or proven experience at a senior/lead analyst level.Project People is acting as an Employment Agency in relation to this vacancy