Current jobs related to Head of Credit Risk - Manchester - Altum Consulting
-
Head of SME Credit Risk
1 month ago
Manchester, United Kingdom The Co-operative Bank Full timeHead of SME Credit Risk Band B Manchester / Hybrid Want to change the world? A career that makes a difference We're not a bank that follows the crowd. Instead, we like to stand out for all the right reasons. Our bank is built on co-operative values that stand strong today. A lot has happened in 150 years, we don't just help people with their money, but help...
-
Head of SME Credit Risk
1 month ago
Manchester, United Kingdom The Co-operative Bank Full timeHead of SME Credit Risk Band B Manchester / Hybrid Want to change the world? A career that makes a difference Weâre not a bank that follows the crowd. Instead, we like to stand out for all the right reasons. Our bank is built on co-operative values that stand strong today. A lot has happened in 150 years, we donât just help people with their...
-
Lead Credit Risk Analyst
3 weeks ago
Manchester, United Kingdom boohoo group Full timeBecome a part of Boohoo Group as a Lead Credit Risk AnalystWe are a diverse collective of 13 brands seeking a proactive professional to enhance our forward-thinking team. If you possess a strong affinity for analytics and a commitment to advancing credit risk management, this role is tailored for you.Key Responsibilities:Development and upkeep of Management...
-
Lead Credit Risk Analyst
3 weeks ago
Manchester, United Kingdom boohoo group Full timeBecome a part of Boohoo Group as a Lead Credit Risk AnalystAs a global collective of 13 brands, we are in search of a proactive individual to join our forward-thinking team. If you possess a strong affinity for analytics and aspire to influence the landscape of credit risk management, this role is tailored for you.Key Responsibilities:Development and upkeep...
-
Lead Credit Risk Analyst
3 weeks ago
Manchester, United Kingdom boohoo group Full timeBecome a vital member of Boohoo Group as a Lead Credit Risk AnalystAs a prominent player in the global fashion industry, we are seeking an enthusiastic professional to join our forward-thinking team. If you are driven by data and eager to influence the future of credit risk assessment, this role is tailored for you.Key Responsibilities:Develop and oversee...
-
Lead Credit Risk Analyst
3 weeks ago
Manchester, United Kingdom boohoo group Full timeBecome a part of Boohoo Group as a Lead Credit Risk AnalystWe are a diverse collective of 13 brands seeking a motivated professional to join our forward-thinking team. If you possess a strong affinity for data and a commitment to enhancing credit risk management practices, this role is designed for you.Key Responsibilities:Develop and sustain Management...
-
Lead Credit Risk Analyst
3 weeks ago
Manchester, United Kingdom boohoo group Full timeBecome a part of Boohoo Group as a Lead Credit Risk AnalystAs a prominent player in the global fashion industry, we are seeking a proactive individual to join our forward-thinking team. If you are enthusiastic about data and eager to influence the landscape of credit risk assessment, this role is tailored for you.Key Responsibilities:Develop and sustain...
-
Credit Risk Analyst
1 month ago
Manchester, United Kingdom N Brown Full timeCredit Risk Analyst Job details Salary Competitive salary and strong benefits LocationManchester Discipline Reference017322 Credit Risk Analyst A bit about the role: This role sits within the Credit Risk team, supporting the development of the lending strategy to drive long-term, sustainable profit from our Financial Services offering....
-
Experienced Credit Risk Analyst
3 weeks ago
Manchester, United Kingdom boohoo group Full timeAbout Boohoo GroupBoohoo Group is seeking a talented Credit Risk Analyst to contribute to our dynamic team. If you possess a strong analytical mindset and a commitment to enhancing credit risk strategies, this position is tailored for you.Key Responsibilities:Develop and oversee Management Information systems to inform financial strategiesExamine trends and...
-
Credit Risk Analyst
4 weeks ago
MANCHESTER, United Kingdom N BROWN Full timeJob Title: Credit Risk AnalystA bit about the role:This role sits within the Credit Risk team, supporting the development of the lending strategy to drive long-term, sustainable profit from our Financial Services offering. This will be achieved through the monitoring of the existing strategy, working alongside the Credit Risk Manager in identifying...
-
Credit Risk Analyst
3 months ago
MANCHESTER, United Kingdom N BROWN Full timeJob Title: Credit Risk Analyst A bit about the role: This role sits within the Credit Risk team, supporting the development of the lending strategy to drive long-term, sustainable profit from our Financial Services offering. This will be achieved through the monitoring of the existing strategy, working alongside the Credit Risk Manager in identifying...
-
Experienced Credit Risk Analyst
3 weeks ago
Manchester, United Kingdom boohoo group Full timeAbout Boohoo GroupBoohoo Group is seeking a proficient Credit Risk Analyst to contribute to our dynamic team. If you possess a strong analytical mindset and are eager to influence the future of credit risk assessment, this position is ideal for you.Key Responsibilities:Develop and sustain Management Information to inform financial strategiesExamine trends...
-
Experienced Credit Risk Analyst
3 weeks ago
Manchester, United Kingdom boohoo group Full timeAbout Boohoo GroupBoohoo Group is in search of a talented Credit Risk Analyst to enhance our dynamic team. If you are driven by data and eager to influence the future of credit risk assessment, this position is tailored for you.Key Responsibilities:Develop and sustain Management Information to inform financial strategiesExamine trends and pinpoint...
-
Senior Credit Risk Analyst
3 months ago
Manchester, United Kingdom boohoo group Full timeIn 2006, we embarked on a journey as one brand with just three team members. Today, we've evolved into a global family of 13 incredible brands, with offices spanning the globe and a team of 6,000+. Our growth is unstoppable, our ambitions are colossal, and our strategy is crystal clear. Are you ready to be at the forefront of the fashion industry's...
-
Credit Risk Team Leader
2 weeks ago
Manchester, United Kingdom Elevation Recruitment Group Full timeElevation Recruitment Group's Transactional Finance division are working with a leading engineering business based in Manchester as they look to recruit a Credit Risk Team Leader to join their team on a 12-month FTC to cover a period of secondment.Salary: c£34,000The Credit Risk Team Leader will be responsible for overseeing a team of 3 within Credit Risk...
-
Credit Risk Team Leader
7 days ago
Manchester, United Kingdom Elevation Recruitment Group Remote Work Freelance Full timeElevation Recruitment Group's Transactional Finance division are working with a leading engineering business based in Manchester as they look to recruit a Credit Risk Team Leader to join their team on a 12-month FTC to cover a period of secondment. Salary: c£34,000The Credit Risk Team Leader will be responsible for overseeing a team of 3 within Credit Risk...
-
Credit Risk Strategy Manager
3 weeks ago
Manchester, United Kingdom NatWest Full timePosition OverviewThe role of a Credit Strategy Risk Manager is pivotal in shaping the credit strategy for NatWest Boxed. You will be responsible for influencing and overseeing the design of new products, account initiation, portfolio oversight, and innovation in arrears management, all while ensuring alignment with strategic policies.Key...
-
Credit Strategy Risk Manager
4 weeks ago
Manchester, United Kingdom NatWest Full timeJoin us as a Credit Strategy Risk Manager We’ll look to you to drive forward our NatWest Boxed credit strategy through the influence and ownership of new product design, account opening, portfolio management, innovation or arrears, covering strategy and policy You’ll be driving the development of embedded personal lending portfolios through NatWest...
-
Credit Strategy Risk Manager
4 weeks ago
Manchester, United Kingdom NatWest Full timeJoin us as a Credit Strategy Risk ManagerWe’ll look to you to drive forward our NatWest Boxed credit strategy through the influence and ownership of new product design, account opening, portfolio management, innovation or arrears, covering strategy and policyYou’ll be driving the development of embedded personal lending portfolios through NatWest...
-
Credit Risk Strategy Manager
3 weeks ago
Manchester, United Kingdom NatWest Full timePosition OverviewThe Credit Strategy Risk Manager will play a pivotal role in shaping the credit strategy for NatWest Boxed. This position involves the stewardship of innovative product design, account initiation, portfolio oversight, and policy formulation.Key ResponsibilitiesDrive the advancement of personal lending portfolios through NatWest Boxed,...
![Altum Consulting](https://media.trabajo.org/img/noimg.jpg)
Head of Credit Risk
1 month ago
About the business:
This organisation is the market leading property finance experts with an entrepreneurial spirit. There is a team of over 750 colleagues who are passionate about supporting individuals and businesses achieve their property ambitions by making finance work for them. They have an excellent entrepreneurial culture, based south Manchester and are in the office 5 days a week. They have very clear growth ambitions for the business, but more importantly, they are clear on how they are going to get there.
About the Role:
This role is responsible for the second line management of credit risk for the Group. Leading a team of nine with three direct reports, you will own and lead the development of credit risk policies and related standards and provide oversight and assurance to the Executive and Board that credit risk is being managed within risk appetite.
The role will involve:
- Oversight, challenge and assurance of first line credit risk management and reporting for credit risk across all products
- Ownership and development of credit risk policies and related standards for all Group lending products, ensuring appropriate governance of changes and evidence of key controls
- Production of the credit risk profiles for Exec and Board risk committees, working with the first line to ensure all material credit risks have been identified and mitigating actions (where required) have been defined and progressed
- Set, via the Board, credit risk appetites; identifying and managing portfolio level credit risks, key exposures and concentration risks
- Use your knowledge of the industry and the macroeconomic environment to identify emerging credit risks for the business and develop forecasting models, e.g. arrears forecasting
- Maintenance and development of all Group Risk data and reporting, including credit risk reporting across 2nd line and for the 1b credit risk team
- Identification of new data sources and escalation to Group Exec for resourcing decisions for their development - where agreed and resourced, lead development of new data sources
- Transformation advisor for credit risk, scorecards, decisioning and automation for the transformation programme
A bit about yourself:
- Numerical degree and strong analytical skills
- You will be the expert on scorecard modelling and automation for the Transformation programme and across the Group.
- Strong understanding of risk management principles across the credit lifecycle, credit analytics and policies
- Experience of implementing scoring and advanced data and analytical techniques throughout the customer journey
- Good understanding of the technology that underpins the credit operation e.g. decision engines, credit data and appropriate analytical skills
- Experience of managing and developing high performing teams
- Confident and influential communicator to Board level
- Experience of secured lending, particularly specialist mortgage lending
- Experience of lending against commercial and residential securities and to consumer and commercial customers
- Knowledge of analytical tools, e.g. Python, SQL, Power BI