Underwriter

Found in: Talent UK C2 - 2 weeks ago


Leicester, United Kingdom TSYS Full time

Every day, Global Payments makes it possible for millions of people to move money between buyers and sellers using our payments solutions for credit, debit, prepaid and merchant services. Our worldwide team helps over 3 million companies, more than 1,300 financial institutions and over 600 million cardholders grow with confidence and achieve amazing results. We are driven by our passion for success and we are proud to deliver best-in-class payment technology and software solutions. Join our dynamic team and make your mark on the payments technology landscape of tomorrow.

Global Payments is a Fortune 500 worldwide payment technology and software company, providing the world’s leading complete commerce ecosystem to businesses of every size. Our unique, connected infrastructure serves every dimension of commerce, carrying billions of transactions every year – safely and seamlessly.

In the UK&I, we employ over 500 people across 5 sites and work with over 60k customers including blue chip companies such as The Post Office, Brewdog & Trainline. 

We have an exciting opening and our recruiting for an Underwriter/Credit Analyst to join our expanding team based in our office in Leicester. This role is a hybrid role and reports to the Credit Supervisor.

Main Duties:

Underwriting of businesses applying for Card Payments facilities

Assessment / evaluation of feasibility of merchant’s business models in the POS (Point-of-Sale), MOTO (Mail Order/Telephone Order) and ECOM (E-Commerce) environment including the inherent risks related to card acceptance/acquiring

Performance of financial analysis based on financial statements and forecast

Assessment of business models in the context of due diligence and compliance with the guidelines of the payment institutions

Assess and interpret Credit Bureau Reports

Verification that ECOM websites fulfil card scheme’s requirements (card due diligence)

In line with granted credit authority, approval of merchant applications based on the risk assessment including the definition of required collaterals

Communicate with sales channels and partners regarding new applications

Proactively monitoring of the Merchant Portfolio

Verification of adherence to compliance requirements and credit guidelines

Periodic credit reviewing of the portfolio

Participation in training of partners and merchants on risk management processes

Calculation of reserves/collaterals based on credit exposure

Work in close collaboration with wider Credit Team Members in other Global Payments locations (including Dublin, Ireland & Manila, Philippines)

Professional and Personal Requirements:

Minimum 1 years’ experience in a credit environment or similar position

Strong underwriting skills

Experience in Acquiring / Cards industry (including an understanding of chargeback risk) preferred

Familiar with KYC (Know Your Client) and AML (Anti Money Laundering) procedures

Good underwriting and analytical thinking skills with a high level of accuracy

Confident mannerandgoodcommunication skills (both verbal & written) 

Able to work well under pressure

Efficientand responsibleway of working

Fast learner and highly productive ensuring work streams are completed quickly and effectively

Languages –English, fluent



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