Senior Credit Underwriter

3 weeks ago


Leicester, United Kingdom THC Recruitment Full time

**Senior Credit Underwriter**

**£55k-£60k plus bonus and benefits**

**Great Career Progression Opportunities**

**Overview**

**Working for a growing lender we are seeking an experienced Asset or Corporate Motor Finance Underwriter**

**Responsibilities**

Perform Dealer credit lifecycle activities, including:

- Provide underwriting and other credit analytical support for standard New Business, Uplift and Flat Renewal activities.
- Support the Sales functions in its effort to identify and price-appropriate New Business prospects via credit analysis.
- Identification, compiling and analysis of such information is required to underwrite a standard Wholesale credit facility via a Credit Review.
- Visit Dealers as required in order to perform activities such as developing Credit Reviews, discussing security requirements or other purposes relevant to the performance of the role.
- Provide such support as may be required during Dealer terminations in order to close the accounts efficiently and with minimum exposure or loss to the company.
- Perform any other additional work to support the Credit Review process, as advised by the Senior Wholesale Credit Underwriter.
- Keep internal management and other relevant personnel informed of delays in your workflow including the completion of Credit Reviews.
- Support the Dealer experience by providing professional credit risk management services

**Skills and Experience - Credit Underwriter**
- Three years experience in commercial finance lending
- Two years experience in Wholesale vehicle finance, or a three-year business degree including principles of commercial finance, accounting, and law.
- Proven skills in the financial analysis of accounts in a Wholesale motor finance context.
- Experience in interpreting commercial law and regulations in a compliant but practical way.

**Personal Attributes - **Credit Underwriter**
- Comfortable engaging with staff at all levels within the company and at Dealerships.
- Is used to deliver independent analysis alongside supporting commercial demands.
- Proficiency in MS Office (Excel & Word).

In working for the company, maintain:

- Honesty, integrity, and reputation.
- Moral and principled behaviour.
- Competence and capability.

For more information contact Vicky.



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