Property Underwriter

Who are we?

Howden is a collective – a group of talented and passionate people all around the world. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mind-set, and our strength lies in our ability to collaborate as a powerful international team comprised of 15,000 employees spanning over 100 countries.

Our people are our biggest asset as well as our largest shareholder group and are everything that makes us unique; our inclusive culture, the quality service we offer our clients, and our continued growth, all come from our people-first approach. There’s no such thing as individual success. We all need to play our part, contributing our skills and experience to make a true difference. That’s Howden.

Why work at Howden?

We have always been employee-owned and driven by entrepreneurial spirit. Right from the beginning, we've focused on employing talented individuals and empowering them to make a real difference to the company, whilst building successful and fulfilling careers at the same time. Simply put, we hire talented specialists and give them what they need to make a difference for clients. Always have, always will.

People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down disappointed head-hunters for years. Whatever your priorities – work/life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.

With a no limits approach, we can rise to any challenge. Whatever the question, the concern, or the risk, we can get the right people in a room and find the right answer. Our collective power is also helping us to change the insurance narrative – doing right by our clients while using insurance as a tool to build resilience for individuals, businesses and communities. From pro bono work to insuring COVID-19 vaccine development to de-risking the carbon market, we’re using our skills, knowledge, and networks to make a difference and speed positive change in the world around us.

We are looking for a Property Underwriter to compliment our existing team that is spread across the UK in various locations. As a Property Underwriter, you will be responsible for identifying and responding to the needs of the clients, ensuring we always deliver excellent service. This is a great opportunity to join a highly successful organisation at an exciting stage of growth.

About you:

You are currently working as a Household/ Private Client Underwriter or an Assistant Underwriter keen to progress your underwriting experience within the property sector – you will be responsible for underwriting within the confines of the delegated authority and where appropriate undertaking negotiations for risks that have been “flagged” for review.

You have excellent attention to detail and decision-making skills– as you will be responsible for gathering, analysing and presenting reports, as well as using this data to make sound underwriting judgements based on the information available. 

You will communicate effectively and be able to take a complex subject and translate it into an understandable action, providing technical assistance and advice to colleagues.

You will have a passion for delivering an excellent client experience. Our clients are at the heart of everything we do, and we need to ensure we operate in a fair, objective and impartial manner with absolute integrity.

You will be highly organised, enjoy using your initiative and be able to manage your time effectively, as you will be planning your own workload to meet business priorities and timescales.

Rewards:
We believe that great work and dedication should be rewarded, that’s why we offer:

25 days holiday, increasing to 27 days through service (plus bank holidays)

Access to a Healthcare Cashplan, which gives you access to 17 different benefits, all paid for by us

Excellent training and development schemes with accelerated career progression

Company funded CII professional qualification

Enhanced maternity & paternity policies

Cycle to work loan scheme available to all employees

Discount on gym membership across the UK – national and local gyms included

Access to discounted personal health policies as well as a range of insurance products including home, motor, travel, specialist vehicles, critical illness, private medical, income protection etc.

Access to hundreds of highstreet retailer discounts through our reward and recognition platform

Employee Assistance Programme (EAP) to support employees outside of work

Who we’re looking for

At Howden we value diversity - there is no one Howden ‘personality type’. Instead, we’re looking for individuals who share the same values as us:

Our successes have all come from someone brave enough to try something new

We support each other, in the small everyday moments and the bigger challenges

We are determined to make a positive difference, at work and beyond

What do we offer in return?

A career that you define.

Our business succeeds by allowing our people to make a mark in the areas they care about most: personal development, volunteering, and fundraising for charity, or creating new insurance products that address society’s greatest challenges.

And we know that separate home and work lives don't really exist. If you're happy and healthy at home, you're more likely to be happy and fulfilled at work – and vice versa. That's why we do our best to support our people in every aspect of their lives.

Diversity and Inclusion

At Howden, we consider our people our chief competitive advantage and as such we treat colleagues, candidates, clients, and business partners with equality, fairness, and respect – regardless of age, disability, race, religion or belief, gender, sexual orientation, marital status, or family circumstances.

Our sustainability promise

We’re on a life-long journey to become an ever-more sustainable group. It's a commitment to taking care of our people and the world we live in, to doing good business, and to making a positive impact wherever we can. Our governance processes, company policies, and review systems are all geared towards our goal of making a positive impact in the world. You can read more about our sustainability work here.