Lead Credit Risk Analyst

17 hours ago


UK, UK, United Kingdom Harnham Full time

LEAD CREDIT RISK ANALYST (SME LENDING)

UP TO £85,000

FULLY REMOTE

This is an exciting opportunity to join this companies growing business lending team. You will be responsible for the credit strategy across all business lending products.

THE COMPANY

This company is a leading UK banking fin-tech offering an array of lending products, and financial education. This is an exciting time to join the business as they have constant growth projections and are looking to launch new products.

THE ROLE

You will be doing the following daily:

  • Leading the development and implementation of credit and pricing strategies for business lending products.
  • Continuously monitoring and optimising the performance of current strategies.
  • Supporting the design, launch, and enhancement of new products and customer experiences.
  • Driving initiatives to improve credit underwriting, accelerate growth, and manage portfolio risk.
  • Collaborating with teams across engineering, marketing, product, risk, and control to design and deliver strategic initiatives.
  • Developing and overseeing credit models to project cash flows and evaluate the net present value of new lending cohorts.
  • Assisting in the creation and deployment of new lending strategies by analysing data patterns and translating them into actionable insights.
  • Building, maintaining, and managing database tables and dashboards to provide insights and enable rapid, data-driven decision-making.
  • Evaluating the performance of lending portfolios for specific products over time.

YOUR SKILLS AND EXPERIENCE

  • Previous experience working in business lending.
  • Strong understand of credit risk from acquisitions to collections.
  • Experience developing and deploying strategies and credit risk models.
  • Excellent analytical capabilities: SQL is essential, and Python/Looker are desirable.
  • Excellent written and verbal communication skills.
  • Strong understanding of UK lending regulations.


THE BENEFITS

  • Up to £85,000 salary.
  • Stock options and benefits.
  • Flexible working hours.
  • Learning budget of £1,000.
  • Pension scheme.
  • Fully remote work from anywhere in the UK.

HOW TO APPLY

Please register your interest by sending your CV to Gaby Adamis via the Apply link on this page.


  • Credit Risk Analyst

    2 weeks ago


    UK, UK, United Kingdom Vallum Associates Full time

    Role: Credit Risk Analyst - CommoditiesLocation: LondonClient: Trading HouseRoleI am excited to be advertising a Credit Risk Analyst position, within a Global Trading House based in London.ResponsibilitiesAs the Credit Risk Analyst for Trading activities within the business, some of your responsibilities will include:Managing overall credit exposure on...


  • UK, UK, United Kingdom Harnham Full time

    Senior Credit Risk Strategy AnalystUp to £55,000HybridLeicesterThe CompanyI am hiring a Senior Credit Risk Strategy Analyst top Lending business based in Leicester. Within this role you will be bringing your credit risk strategy experience to help the business increase revenue and profitability using tools like SQL and SAS.The RoleAs a Senior Credit Risk...


  • UK, UK, United Kingdom Harnham Full time

    SENIOR/LEAD CREDIT RISK ANALYSTUP TO £75,000 + STOCKLONDONA top FinTech in the UK that Harnham have been partnered with for some time now are on the search for a Senior Strategy Analyst for the credit risk function. This position is a great opportunity to join a fast growing business that provide amazing opportunities for development.THE COMPANYThis FinTech...


  • UK, UK, United Kingdom Harnham Full time

    SENIOR CREDIT STRATEGY ANALYSTLONDON UP TO £70,000 The CompanyJoin a dynamic and rapidly expanding FinTech known for its innovative approach to finance. This company offers a unique opportunity for a driven analyst to lead commercial strategy across lending, pricing, and advanced analytics. If you're looking for a chance to shape impactful strategies in...


  • UK, UK, United Kingdom Inovotek Solutions Full time

    We are looking for an experienced Credit Risk Business Analyst who specialises in Risk and Finance Change the Bank initiatives. The role will be to liaise with the Risk, Finance and Technology change teams to deliver the migration of the legacy Metals technology solution onto the strategic Murex application. The role will also involve supporting the Credit...


  • UK, UK, United Kingdom Harnham Full time

    SENIOR CREDIT RISK ANALYST - STRATEGYUP TO £45,000EAST MIDLANDS (HYBRID)This is an exciting opportunity to sit within the collections team for this business and help develop a strategy for the launch of a new product.THE COMPANYThis company is a leading UK retail business offering credit products, who are looking to expand their services making it an...

  • Risk Underwriter

    17 hours ago


    London, UK, UK, United Kingdom Nexus Trade Credit Full time

    Are you passionate about Credit Insurance? Are you seeking a progressive Risk Underwriter role in a growing and reputable MGA?Nexus Trade Credit are currently recruiting for a dynamic Risk Underwriter to join our busy underwriting team. The successful candidate will form an integral part of the team, analysing domestic and export risk and supporting our...


  • UK, UK, United Kingdom Barclay Simpson Full time

    My client is specialist long income private debt investor. They are looking for an AD level credit risk analyst with knowledge of CMBS to join their team.The role will lead on providing ratings for structured real estate transactions and work with the origination team on pricing & structuring.You must have strong CMBS knowledge and, ideally, be able to do...

  • Junior Credit Analyst

    3 weeks ago


    UK, UK, United Kingdom dnevo Partners Full time

    Our client, a city-based International Bank is currently seeking to hire a fluent Mandarin speaking Credit Risk Analyst.This is a fantastic opportunity with a wide scope covering credit committee tasks as well as credit risk skills. The role reports directly to the Head of Credit Risk.Principal Purpose of the Job:In charge of the credit committee...

  • Credit Risk Officer

    1 month ago


    UK, UK, United Kingdom DSR Global Full time

    Prestigious International Bank based in London City, are looking to recruit a Credit Risk Officer to be part of their Credit Risk Team.This role is permanent and Mandarin speaking is required.Process credit applications assess credit risk on individual transactions; make risk recommendations to the Credit Committee; Provide guidance on credit related IT...


  • London, UK, UK, United Kingdom Harnham Full time

    CREDIT RISK COLLECTIONS ANALYST £80,000LONDON THE COMPANY This client is a growing FinTech who are growing out their Credit Risk team. This is an exciting opportunity to take leadership over their collections portfolio, with remit over strategy, portfolio analytics and operations. This business have a worldwide presence and are really ambitious with their...


  • UK, UK, United Kingdom Harnham Full time

    SENIOR CREDIT STRATEGY ANALYSTUP TO £60,000LONDON THE COMPANYAn exciting Fin tech company are hiring for a Senior Strategy Analyst to work on an innovative product and boost profitability. The company was started in 2019 and has already raised $40 million. The reason for hiring is down to new funding doubling the current staff count. THE ROLEThis role will...


  • UK, UK, United Kingdom Paritas Recruitment Full time

    Wholesale Credit Risk ConsultantAs a Credit Risk Consultant, you'll leverage your significant experience in Management Consulting for financial services and banking, focusing on risk management and credit risk. Your expertise in wholesale IRB credit risk model building and proficiency in SAS, Python, R, and MATLAB will be crucial. You'll also need a...


  • UK, UK, United Kingdom Kensington Mortgages Full time

    Location: Remote (We can only consider candidates based in the UK and with the right to work in the UK at this time)Working Hours: Full Time (Monday - Friday 09:00 - 17:30)Salary: Competitive with a fantastic range of benefits which can be found Careers | Kensington MortgagesOverall Purpose of JobThe Credit Strategy Analyst will interface and have specific...


  • London, UK, UK, United Kingdom Wintermann Search Full time

    Our client, a Global Bank and looking to hire a CRedit Analyst to cover Commercial Real Estate.Principal Purpose of the Job: Minimise the Bank’s credit-related losses by identifying and reasonably measuring the credit risks and mitigants in proposals, reviews etc. Make clear and unambiguous recommendations to Credit Committee, in accordance with the...


  • UK, UK, United Kingdom Barclay Simpson Full time

    Our client is a specialist mortgage bank based in the UK. The bank is in the midst of securing IRB permission for its capital models and is strengthening and growing its modelling team to deliver its 2nd gen models as per PRA guidance.Your work will centre around building and monitoring a full suite of PD, EAD & LGD models as the firm continues its journey...

  • Fixed Income Analyst

    3 weeks ago


    UK, UK, United Kingdom JJ SEARCH LIMITED Full time

    SALARY: 50-75KThe Company Our client is a highly successful Investment Management and Wealth Management firm.The Role The Fixed Income Analyst will be responsible for researching, selecting, and monitoring any new Corporate Credit ideas as well as presenting analysis to the Fixed Income committee - predominantly Investment Grade.The Fixed Income Analyst will...

  • Risk Analyst

    3 months ago


    London, UK, UK, United Kingdom Referment Full time

    Referment is working closely with a Boutique Asset Management firm that have a combined total of £20 Billion AUM. They are actively seeking a Risk Analyst to work closely with their Chief Risk Officer on critical risk projects across multiple investment strategies.This is an ideal opportunity for an individual with strong academic credentials and excellent...

  • Credit Risk Manager

    2 months ago


    UK, UK, United Kingdom Harnham Full time

    CREDIT RISK MANAGER/SENIOR MANAGERUP TO £120,000 + STOCKLONDONA top FinTech in the UK that Harnham have been partnered with for some time now are on the search for an Analytics Manager/Senior Manager for the credit risk function. This position is a great opportunity to join a fast growing business that provide amazing opportunities for development.THE...

  • Risk Data Analyst

    3 weeks ago


    UK, UK, United Kingdom Spinks Full time

    Risk Data Analyst - Remote - £ 60 - 70KSpinks have recently partnered with an exciting start-up who are disrupting the global Jewellery Industry. Having recently grown to 400 heads, they're now looking to build out their Risk team with an experienced Data Analyst.As a Risk Data Analyst, you will be responsible for utilising Data Visualisation tools and...