Credit Analyst, Commercial Real Estate

17 hours ago

London UK, UK, United Kingdom Wintermann Search Full time

Our client, a Global Bank and looking to hire a CRedit Analyst to cover Commercial Real Estate.


Principal Purpose of the Job:

Minimise the Bank’s credit-related losses by identifying and reasonably measuring the credit risks and mitigants in proposals, reviews etc.

Make clear and unambiguous recommendations to Credit Committee, in accordance with the Bank’s credit policies, regarding the acceptability of particular business deals from a credit perspective whilst simultaneously maintaining an independent and objective view within the credit process.

Effectively monitoring, identifying and reasonably measuring credit risk within the Bank’s asset portfolio.



Reporting Relationship:

The Credit Risk Department is in charge of the Credit Approval and Credit Management functions.


This role will report to the Deputy Head/Manager in Credit Risk Department who is in charge of the credit approval work in CRD.



Main Responsibilities & Accountabilities:

Complete credit evaluation report which provides overview of transactions, financial and non-financial risk analysis, key risks identified with the associated mitigation if any as well as credit recommendation (including suggested credit enhancement as well as management conditions). Assisting with the implementation of credit risk appetite, credit policies and procedures and management processes once they are established. Make sure the credit transactions are compliant with credit policies.


This position mainly focuses on Commercial Real Estate business and may also cover some other sector’s credit business based on the types of proposal from front office.


Provide effective challenges as well as guidance to the proposals from Front Office; Draft and present credit opinions to Credit Committee, by maintaining an objective and independent view within the credit process, in accordance with the Bank’s credit policies. Achieve timely turnaround of credit proposals and reviews, in accordance with pre-agreed Departmental objectives.

Provide Head of CRD and DGM (credit) as well as credit committee with the professional risk analysis and appropriate risk mitigation measure in a timely manner.


Conduct post lending management work including but not limited to 1) monitor the credit ceilings and credit exposures carefully to ensure loan performing well with all covenants well maintained, 2) monitor the financial performance of the borrower regularly associated with market and industry dynamics, 3) monitor the conditions subsequent and ensure all conditions are met at any time through the loan life.


Perform credit review and research of industry / customer-related information for all new proposals and (on at least an annual basis) for existing customers.


Proactively monitor industry and sector trends as well as counterparty risks for early warning signals.


Other functions and tasks as maybe required to assist the Head/Deputy Head of Credit Risk.



Senior Management Function (SMF) – one that involves the person performing it being responsible for managing one or more aspects of the firm’s affairs, so far as it relates to regulated activities, and those aspects involve, or might involve, a risk of serious consequence for the person, or for the firm or for other interests in the UK.


The Prescribed Responsibilities and Other Responsibilities are as set out in the Statement of Responsibilities and the Responsibilities Management Map.


Certification – one where the person could pose a risk of significant harm to the firm or any of its customers: (Not applicable)


Material risk taker

Advising on, dealing (as principal or agent) and arranging (bringing about) deals in and/or managing investments

Giving advice to clients in connection with corporate finance business and performing other functions relating to this

Where direct reports include staff within Certification population

Role holder is a voting member of the Credit Committee


The incumbent must comply with the requirements under the Senior Managers and Certification Regime.


Skills Required:

Possesses a minimum of 5-10 years' work experience in Commercial Real Estate credit review area.

In-depth knowledge and deep understanding of risks and mitigations across different industries, countries and clients’ type. Business and economy related know-how, and excellent financial analysis, projection and stress test skills.

Exceptional analytical and negotiation skills and dedicated problem solver with a positive personality and can-do attitude.

Collaborative personality and ability to complete tasks independently.


Please note that we can only consider candidates who are eligible to work in the UK and are able to provide relevant supporting documentation.

  • Senior Credit Analyst

    3 weeks ago

    London,, UK, United Kingdom Dnevo Partners Ltd Full time

    Our client, a city-based International Bank is currently seeking to hire a Senior Credit Analyst for their Commercial Real Estate team.This is a senior level Credit Risk role requiring In-depth knowledge and deep understanding of risks and mitigations across different industries, countries and client types as well as Business and economy related know-how,...

  • Credit Analyst

    4 weeks ago

    London, UK, United Kingdom CassonX Full time

    CassonX are are delighted to be recruiting for this Foreign International Bank based in the hear of the City of London. This company has a good work / life balance and is a small company so you will get exposure internally and with variety of the role. They offer excellent working conditions with a work / life balance culture, friendly team culture, and...

  • Credit analyst, Real estate investments, US fund

    4 weeks ago

    London, UK, United Kingdom Greenwich Partners Full time

    We are now working with a US headquartered global investment fund. They have a superb track record of investing in global real estate, and have one of the biggest real estate investment portfolios amongst all investors in the class. They are now looking to recruit an Analyst to their London team, who will work in on the Analysis of credit investments in the...

  • Senior Director/Director of Origination

    17 hours ago

    London,, UK, United Kingdom Real Estate Credit Fund Full time

    Our client, a premier European real estate investment manager, is seeking a Senior Investment Professional to drive growth within its high-calibre real estate debt platform. This firm has a robust reputation, significant AUM, and a strong track record of delivering innovative credit solutions across commercial real estate. The successful candidate will play...

  • Analyst, Real Estate, Debt

    4 weeks ago

    London, UK, UK, United Kingdom Selby Jennings Full time

    Analyst, Real Estate Investment Banking Position in LondonOur client is seeking an astute and dynamic individual to join their team as an Analyst within the Real Estate sector of Investment Banking. This role promises exposure to high-profile M&A transactions and offers a platform for exceptional professional growth.Key Responsibilities:- Conducting...

  • Real Estate Associate

    1 month ago

    UK, UK, United Kingdom CRS Full time

    The ClientMy client is an award-winning Bank providing Commercial Real Estate Finance, Wealth Management and savings products. They deliver personalised financial solutions tailored to clients needs, as well as outstanding customer service. You will sit within their specialised Real Estate Team who deliver Investment as well as Development Finance.Hybrid...

  • Investment Analyst – Real Estate

    3 weeks ago

    UK, UK, United Kingdom The FISER Group Full time

    Our client, a rapidly growing pension fund in London, is looking to hire an experienced Analyst to join its Real Estate Investment Team. The hire will play an important role in the full investment cycle, being hands-on with investment analysis, deal execution, and asset management, focused on direct investments across property, data centre, life sciences and...

  • Commercial Real Estate Lawyer

    3 weeks ago

    London, UK, UK, United Kingdom Henderson Scott UK Full time

    Commercial Real Estate Lawyer LondonThe Firm: This opportunity is with a leading international law firm that prides itself on delivering exceptional legal services across a diverse range of industries. This prestigious international law firm with a rich heritage and a reputation for delivering exceptional legal services. Established in the late 1800's,...

  • Credit Analyst

    3 weeks ago

    London, UK, United Kingdom Venn Group Full time

    Credit Analyst – Banking Venn Group are seeking an experienced professional with a background in Credit Analysis, ideally with around five years of hands-on experience, exposure to corporate clients, and knowledge of real estate deals. Join a respected bank in London, where you’ll play a pivotal role in evaluating creditworthiness, shaping risk...

  • Real Estate Debt Analyst

    2 months ago

    London,, UK, United Kingdom Anonymous Full time

    We have been mandated on behalf of commercial real estate lender, based in London, who are looking to recruit an analyst into their debt origination team. The firm focuses on middle market loans in Europe, working across assets classes and jurisdictions.They are keen to hire a real estate debt analyst to join their team and support in deploying commercial...

  • Commercial Real Estate Lawyer

    2 weeks ago

    London, UK, UK, United Kingdom Henderson Scott UK Full time

    Job Title: Senior Associate Practice Area: Real Estate Location: London The Firm: The firm is leading London-based international law firm renowned for its innovative approach and commitment to providing exceptional client service, and has grown into a multidisciplinary powerhouse, advising clients across diverse sectors, including real estate, technology,...

  • Real Estate Investment Analyst

    3 months ago

    UK, UK, United Kingdom Higher Capital Consulting Full time

    Higher Capital Consulting have partnered with one of London's most highly regarded PERE firms for the hire of an Investment Analyst. This represents a rare opportunity to join an industry-leading team and be involved across all stages of the investment life cycle.Profile requirements:At least 1 year and maximum 2 years experience in real estate and/or...

  • Real Estate Analyst

    4 weeks ago

    London,, UK, United Kingdom Strand Hill Full time

    Analyst / Associate - Real Estate Asset Management£65-80k p.a. (depending on experience) + bonusAbout the Company:A leading real estate investment firm specialising in logistics properties across Europe and the UK. The company manages over 20 million sqft of warehouse space in strategic locations, focusing on value-driven acquisitions, developments, and...

  • Real Estate Solicitor

    1 month ago

    UK, UK, United Kingdom Interlink Talent Solutions Full time

    Our client is looking for a Real Estate Solicitor with 2-6 years of PQE to join their market-leading team in Manchester.This is an exciting opportunity to work on high-profile real estate transactions, acting for major domestic and international clients, including developers, institutional investors, funds, and corporate occupiers.The successful candidate...

  • Senior Associate

    2 months ago

    UK, UK, United Kingdom Medlock Partners Full time

    **Associate / Senior Associate (4 – 8 PQE) – Commercial Real Estate – Tier 1 Firm, Manchester**Are you an experienced Commercial Real Estate Lawyer looking to progress your career within a highly regarded national firm? We’re excited to be recruiting for a Tier 1 law firm in Manchester with a strong entrepreneurial spirit and a focus on career...

  • Commercial Real Estate

    6 months ago

    London , London , Essex, UK, United Kingdom Origin Legal Full time

    Boutique Real Estate practice set up in 1994 by ex Magic Circle Lawyer wish to recruit a 2 year + Commercial Real Estate Lawyer to join a small, supportive and close knit team, based in modern offices. This role is fundamental to the development of the firm and, for the right candidate they would expect this person to become involved in the supervision of...

  • Credit Risk Structured Finance

    1 week ago

    UK, UK, United Kingdom Barclay Simpson Full time

    My client is specialist long income private debt investor. They are looking for an AD level credit risk analyst with knowledge of CMBS to join their team.The role will lead on providing ratings for structured real estate transactions and work with the origination team on pricing & structuring.You must have strong CMBS knowledge and, ideally, be able to do...

  • Senior Property Consultant

    1 month ago

    UK, UK, United Kingdom Allegiance Real Estate Full time

    Join Our Team at Allegiance Real Estate Dubai!Are you passionate about real estate and driven to succeed in a dynamic market?Allegiance Real Estate Dubai is seeking talented individuals to join our team as Senior Sales Consultant for the Secondary market!*Commission Based Role* About Us: Allegiance Real Estate Dubai is an award winning, leading real estate...

  • Credit Research Analyst

    3 weeks ago

    London,, UK, United Kingdom Sheridan Executive Full time

    Sheridan is delighted to be working with one of the most prestigious asset managers in the world who are looking to add a public credit research analyst to their team in London. The role will be to focus on real estate public opportunities across the HY and IG space.Ideally the fund are looking for someone with 1-5 years experience either on the buy side /...

  • Real Estate Lawyer

    2 weeks ago

    UK, UK, United Kingdom Interlink Talent Solutions Full time

    Leading City firm Looking to add a solicitor into their real estate practice, with experience in real estate finance, both residential and commercial.You`d be working for companies on both commercial and residential investment properties including HMO’s, mixed use and new-builds acting both solely for lenders or borrowers, dual instructions acting for both...