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Relationship Manager
2 months ago
My client is an established challenger bank with a large development finance business.
Overview
We are looking to hire a Manager to provide support and work closely with a Senior Director to help generate and protect profits by developing and transacting new property development finance business, ensuring that the efficient structuring, management and control of the loan portfolio and associated activities mitigate risks.
The successful candidate will need to be relationship driven, both internally as well as externally, they must have strong credit skills and proven track record in development finance as well broader real estate experience.
Responsibilities
- Understand the banks credit policy, lending appetite procedures in order to support the Senior Director in the growth and management of their portfolio.
- Assist with the management of a portfolio of property developer customers, demonstrate the highest level of credit stewardship and in-life loan management and actively support the monitoring of credit portfolio, and take action as necessary to minimise risk and ensure a high level of account management.
- Independently analyse opportunities, critically evaluate, prepare and submit applications for new proposals to Credit Committee, ensuring appropriate commentary and analysis to aid decision.
- Ensure that KYC procedures including the requirements for in-life reviews in accordance with the AML framework on all customer connections are adhered to.
- Support the director with achievement of growth, income targets and adherence to the Bank’s standards in respect of operational and regulatory risk both pre-credit approval and in-life.
- Maintain delivery of a high quality service to customers as required.
- Build and maintain effective relationships with key business partners / introducers to maximise potential growth of business.
- Build knowledge and understanding of relevant markets and customers in order to anticipate and meet their needs.
- Monitor market developments and competitor activity. Recommend and implement appropriate action to ensure the Bank competes effectively working closely with the Business Development and Marketing Director within Property Development.
- Support the provision and reporting of appropriate Management Information and ensure required actions are undertaken in a timely manner.
- Provide input to Bank policy including lending guidelines, product development and overall risk management.
What you will Bring
- Experience in Property Development (Residential & Commercial)
- Good credit skills and banking knowledge
- Relationship management
- Business development
- Strong interest in the property market
- Good levels of literacy, numeracy and IT skills
- A level / degree level education
- Self-motivation and drive to succeed – this is initially a home based role although in the future a satellite office may be opened.
- Able to use initiative in order to anticipate requirements
- Proactive and can do attitude, desire to take ownership of matters and deliver solutions
- Willingness to travel when required – this will be a key part of the role.
- Full driving licence
Salary: £60-£80k (depending on experience)
Location: London (hybrid working)