Relationship Manager
3 days ago
Relationship Manager - IBG, Natural Resources
14-month fixed term contract (maternity cover)
Job Purpose
- To assist the Team Head and Senior Relationship Managers in maintaining and expanding existing client and bank relationships.
- To actively contribute in achieving departmental and branch earnings targets and budgets.
Job Responsibilities
New Business:
- Identify and proactively develop new, profitable business in line with the IBG and departmental strategy for UK and other European corporates.
- Undertake research and financial analysis of target clients.
- Maintain regular contact with existing and target clients.
- Develop and structure creative credit solutions for existing and target clients.
- Market all bank products and/or services, with assistance of product specialists where required.
- Pursue cross-selling opportunities for bank group in other markets.
- Prepare credit applications/facility offer letters/review documentation (in liaison with external lawyers if required).
- Liaise with other banks to gain new business opportunities in both primary and secondary markets.
Account Management:
- Ensure all relationships are managed effectively and efficiently.
- Act as key contact point for allocated client relationships, internally and externally.
- Ensure active account management is maintained, including structuring of creative credit solutions for clients.
- Ensure a high level of customer care and delivery at all times.
- Ensure queries/problems are resolved promptly and efficiently.
Risk Management:
- Ensure compliance with internal and external (FCA, PRA, etc) regulations and procedures.
- Ensure all new business is line with Branch risk strategy.
- Ensure that current relationships are fully exploited and creatively managed whilst maintaining acceptable credit risk.
- Process credit applications and reviews as required.
- Liaise with other bank departments to complete facility formalities on a timely basis.
- Conduct periodic reviews in accordance with internal guidelines and ensure ongoing monitoring of credit quality.
Other:
- Ensure individual performance targets are agreed, met and exceeded.
- Ensure product and market knowledge is kept current.
- Carry out other assignments as requested by the Bank, locally or globally.
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