Underwriter - Life Insurance

**About the Role**

We're really excited to be recruiting for a committed Life Underwriter to join our established team, on a permanent basis.

You'll report directly to a manager based at our Exeter office, and, although this will be your office base, we're happy to chat to experienced Underwriters who are comfortable working from home, with occasional visits to the office when required (around 3 visits per year expected if you are working remotely, plus initial 2-3 weeks in the office for training, with travel and accommodation costs covered). You're also welcome to work from our Bournemouth or Hitchin offices if you are more local to either of those.

You’ll still be part of a wider team and have all the support you need, so whether you’re on the doorstep of the office or a bit further away, let’s talk about what an opportunity here could look like for you.

**About You**
- Be an experienced underwriter, with a background covering Life, Critical Illness and/or Income Protection claims (you will have gained this experience in a similar role, and be looking for a new challenge to further develop your skills and experience)
- Have proven experience in underwriting large cases with high sums assured (highly desirable)
- Be trustworthy, with the ability to work to your own initiative, as well as within a team
- Possess excellent time management skills and an awareness of the SLA’s and KPI’s required
- Be an excellent communicator, comfortable in building rapport with customers and stakeholders
- Consistently be professional and approachable, ensuring that each customer’s journey with us is exemplary
- Have good working knowledge of Microsoft Office, and a demonstrable ability to use bespoke systems (full training will be given on our internal platform)
- Be educated to A Level standard or equivalent (desirable)
- Have a genuine passion for underwriting and a willingness to share your knowledge and suggestions
- Naturally develop strong analytical skills
- Be driven to develop and grow within the role
- Possess evidenced completion of CII (desirable)

**Key Responsibilities**
- Communicating with customers to gather further information where required
- Taking part in underwriting rules development, analysis of management information, and implementation of rule engine changes
- Working as part of a team to review the department’s processes and procedures, ensuring SLA’s are met
- Achieving targeted productivity and quality levels
- Maintaining your own up-to-date medical knowledge to sufficiently process the underwriting
- Consistently complying with all regulatory and statutory standards and controls.

**Why Work for Us**

**Rewards and Benefits**

This role is a Band B in the LV= Structure. To find out more about our bands, click to view our FAQ page here. We want you to love what you do that’s why we’ve put together a benefits package that recognises and rewards a job well done.

At LV= Life and Pensions, you’ll go above and beyond to do the right thing for our customers and we’ll reward you with an attractive, competitive salary and benefits package in exchange for your hard work. This includes:

- 26 days' holiday - which increases after two years’ service to 28 days
- The opportunity to buy or sell up to five days’ holiday
- An annual bonus scheme based on company and personal performance
- Flexible benefits - Cycle to work scheme/Health Assessment/Personal Accident Insurance/Critical Illness/Private Medical Insurance/Dental Insurance
- A competitive pension for which LV= Life and Pensions will double match the amount you pay, up to 14% (please click here to read more about it)
- Group Life Assurance 4 x basic pay to your dependants, You’ll have the option to increase to x 8 times cover
- Group Income Protection, if a member of the Pension scheme and reached 5 years’ service
- Employee Assistance Programme (EAP) service for support through difficult times in your life
- Virtual GP service
- Shared parental leave
- You’ll receive up to 20% discount on our life products for you and your immediate family.

Go on, bring your true self to LV=.

**Job Types**: Full-time, Permanent

**Salary**: £30,000.00-£40,000.00 per year

**Benefits**:

- Canteen
- Casual dress
- Company events
- Company pension
- Cycle to work scheme
- Free parking
- Gym membership
- Health & wellbeing programme
- Life insurance
- On-site parking
- Sick pay
- Work from home

Schedule:

- Monday to Friday

Supplemental pay types:

- Bonus scheme
- Performance bonus
- Yearly bonus

**Experience**:

- Life Underwriting: 1 year (required)
- large case underwriting: 1 year (preferred)

Work authorisation:

- United Kingdom (required)

Work Location: Hybrid remote in Exeter