Financial Crime Specialist

**Financial Crime Specialist**:

- Develop and maintain financial crime related policies, procedures, guidance and training to support the business.
- Stay abreast of financial crime laws and regulations to advise the business on best practice to ensure compliance with legal and regulatory requirements.
- Hybrid role with 80% homeworking and 20% based in Stratford-upon-Avon (Wednesday is currently the in-office day) plus occasional ad hoc days as required.

**About the role**:
We have an excellent opportunity for an experienced Financial Crime Specialist to join our professional Financial Crime Team (FCT) on a permanent, full-time basis.

At NFU Mutual, we’re committed to protecting our customers, partners, and reputation from financial crime and work hard to uphold the highest standards of integrity and transparency. Our FCT plays a central role in safeguarding NFU Mutual from being exploited for criminal purposes. Their remit spans across the entire organisation, including the agency network, and their work is critical to maintaining regulatory compliance, protecting customer trust, and upholding the company’s reputation.

As a Financial Crime Specialist, you’ll be responsible for developing and implementing policies and procedures, as well as providing guidance and training on financial crime matters. The objective is to minimise and mitigate the impact of non-claims related financial crime and ensure compliance with regulatory requirements.

You’ll interpret and disseminate legislation and regulations, as well as industry updates to help identify risks and ensure the business takes the right actions to stay compliant with legal and regulatory requirements.

Additional duties include:

- Create and deliver financial crime training that meets legal requirements and helps protect the business from financial crime risks.
- Review reports and investigate to spot high-risk people or transactions.
- Support and advise teams and projects to make sure they follow the rules and reduce financial crime risks.
- Collate and prepare reports for senior leaders and regulators to support decision-making and meet legal requirements.
- Check and review high-risk processes and systems to make sure controls are working and highlight any compliance concerns.
- Monitor and respond to external alerts or requests to help protect the business and support law enforcement.
- Collaborate with other divisions such as Finance, Claims and external parties to support investigations.

**About you**:
As a Financial Crime Specialist, you’ll have strong decision-making abilities and excellent communication skills, both written and verbal, to clearly present findings and recommendations. Attention to detail is essential, along with a logical and analytical mindset to assess complex information, investigations, identify patterns, and evaluate potential risks effectively.

Technical skills required:

- Strong working knowledge and understanding of UK financial crime regulations (essential).
- Working knowledge and understanding of Anti-Money Laundering (essential)
- ICA Certification (desirable).
- Background in Financial Services or Law Enforcement (essential)
- Experience investigating suspicious financial crime reports and writing up investigation reports. (essential)
- Experience working with DWP and/or law enforcement. (essential)
- Experience training financial crime and related topics, with the ability to interpret legislation, putting into simpler terms for others. (desirable)
- At NFU Mutual, we support an inclusive workplace and value all the differences that make us unique. We celebrate the creativity and innovation that comes from diverse perspectives and experiences and share a common vision of doing the right thing for our customers and employees._-
**Benefits and Rewards**:
When you join our team, you can expect a supportive culture and an attractive range of rewards and benefits including:

- Salary £50,000 - £60,000 (depending on experience)
- Annual bonus (up to 17.5% of salary)
- Contributory pension scheme, up to 20%, including your 8% contribution
- 25 days annual leave + bank holidays + buy/sell/save holiday trading scheme
- A Family Friendly policy that helps you balance your work and family responsibilities
- Access to savings at High Street brands, travel and supermarkets
- Health and wellbeing plan - cashback for dentist, opticians, physio and more
- Access to voluntary benefits, including health assessments, private medical insurance and dental insurance
- Employee Volunteering - volunteer in the community for one day each year
- Unlimited access to Refer a Friend £500 bonus scheme
- Life Assurance cover of 4 x salary
- Employee discounts of 15% on a range of NFU Mutual insurance policies.

**Working at NFU Mutual**:
We’re one of the UK’s leading general insurance and financial services companies. For over 110 years we’ve put our customers at the heart of everything we do. Our people are just as important to us.

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