Fraud and Financial Crime Investigator

5 days ago

Newcastle upon Tyne, Newcastle upon Tyne, United Kingdom Atom Bank Full time
We're Atom bank

The bank that's leading the fintech charge

We're not like the rest. We're true innovators, and we're redefining what a bank should be. Ours is a bank for today and the future, a mobile-first bank. Forget the stuffy branches, with Atom you can bank whenever, wherever, faster, and simpler.

Could you be the next innovator to join us?

What will your typical day look like? Different that's for sure…

Atom is the UK's first app-based bank, and our Operations team is at the core of what we do. The Fraud and Financial Crime team serves as our first line of defence, safeguarding the bank against fraud and money laundering. As a Fraud & Financial Crime Investigator, you'll play a crucial role in maintaining the bank's integrity and supporting our growth.

This is a fantastic opportunity for someone with prior experience in fraud or financial crime, particularly within a bank or building society. You'll be able to apply your expertise in a dynamic environment, handling investigations across our mortgages, savings, and business lending products.

What you'll be doing:

  • Conducting Investigations: You will investigate fraud and financial crime referrals from various systems across all of Atom's products.
  • Compliance & Reporting: You will perform PEP & Sanction reviews for new and existing customers and submit Suspicious Activity Reports (SARs) to the NCA when required.
  • Decision Making: You will make objective decisions, documenting a clear rationale for your findings and recommendations.
  • Collaboration: You'll work closely with other operational areas of the bank and your immediate team to manage multiple cases and tasks effectively.
  • Continuous Improvement: You'll proactively share knowledge, identify areas for improvement, and support process enhancements to create efficiencies
What do we need from you?
  • Previous experience in fraud or financial crime within a bank or building society
  • You should be self-motivated with great attention to detail and the ability to think on your feet.
  • You must be a clear communicator who can provide a documented rationale for decisions and recommendations.
  • Be able to thrive in a dynamic environment, managing your time effectively and working both independently and as part of a wider team.
What you'll get from us:
  • Salary up to £27k dependant on experience.
  • Flexible Hybrid working
  • 4-day work week
  • Incredibly generous company pension scheme (maximum of 13% of Atom input – candidate can put in more)
  • 22.5 days annual leave plus public holidays
  • Private Medical Insurance for you and your full family
  • Health Cash Plan, Life Insurance & Critical illness cover

PLEASE NOTE: You must have the legal right to work in the UK to apply for this role as Atom is unable to support Visa Applications/Sponsorship

Atom is an equal opportunities employer. We value you as an individual and therefore disregard race, religion/belief, gender, sexual orientation, maternity/pregnancy, age, gender reassignment, marriage/civil partnership and disability in any hiring decisions we make. Atom will always adhere to the Equality Act 2010.

All roles within Atom must adhere to the Conduct Rules as set out by the Prudential Regulation Authority (PRA) and Financial Conduct Authority (FCA)

As part of Atom bank's commitment to the FCA's Consumer Duty, Atom will, take all reasonable steps to avoid causing foreseeable harm to customers, take all reasonable steps to enable customers to pursue their financial objectives and act in good faith.

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