Credit Manager

Are you an experienced Credit Manager looking for a new challenge? If so, Athwal Resourcing is recruiting for a hand on Credit Manager for an ambitious, fast-growing well-established manufacturing business that provides long-term construction contracts basednear Walsall.

As Credit Manager, you will report to the Finance Director and be responsible for managing the sales ledger and ensuring all credit given for short and long term contracts is managed and recovered within terms. You will build and maintain customer relationships,provide first-class professional operational credit support to the business and first class credit-risk assessment to all stakeholders. You will run the accounts receivable, credit control and bank reporting functions on a day-to-day basis, managing and motivatinga credit controller and maintaining your own portfolio of Key Accounts.

Although this is a hands-on role it has challenges that are business critical. It is an excellent opportunity for an experienced credit controller or Credit Manager to be pivotal in ensuring the fulfilment of the customer order from cradle to grave and managingthe business's credit and cash allocation.

As Credit Manager your duties will include:

- **Stakeholder Management** Interacting with all stakeholders to manage and mitigate the risk; Dealing with customer queries identifying matters regarding cash collection, and ensuring queries are resolved efficiently by liaising with the Salesteam and Project Managers;
- **Manage customer accounts** Open new accounts and manage proforma/cash accounts; Client interaction and communicating to ensure debts are settled while maintaining the reputation and relationship appropriately;
- **Sales and Project Manager Interaction** Establish working relationships an liaise with the sales and project teams to ensure that stage payments are invoiced promptly;
- **Credit Risk** Continually checking customer credit risk ratings through credit search tools and ensuring customer credit limits are within the suggested amount and report any anomalies; Credit insurance debt for customers and work closelywith the Sales team on credit matters for new and existing customers, escalating to the Board where necessary;
- **Invoice Discounting** Timely liaison with internal stakeholders and ensure draw down on invoices via the invoice discounting facility;
- **Credit Control** Monitoring and controlling aged debtors across business and ensuring agreed SLAs terms are adhered to. Managing own key accounts ledger and raising and processing invoices/proforma invoices and credit notes;
- **Supervising** manage the day-to-day work and operations of the Credit Controller in the provision of credit checks, cash collection, query resolution and debt recovery procedures;
- **Legal Issues** Liaise with solicitors credit insurers regarding notices for customers that have refused to settle invoices after the first/second reminders;
- **Client SLAs** Ensuring client SLAs procedures and credit processes are adhered to within the department and across the operational and commercial stakeholders and firm-wide.
- **Weekly Dashboard**Ensuring a weekly/monthly ledger review and reporting on outstanding monies and bad debt to directors and sales team; focusing on providing visibility and assessing performance, helping analyse high risk and providing inputinto plans and mitigation strategies;
- **Adhoc Projects** To review the group's existing credit policy and assess the efficiency and effectiveness of the current credit policy and to recommend and implement changes.

In return you will be offered

Title: Credit Manager
Location: Wednesbury in nice offices with onsite parking

**Salary**: up to £40,000
Hours of Work: 40 hours
Holiday: 25 (+ 8 Statutory days) = 33 Days
Benefits: Pension

You will Ideally have
- Hands-on Accounts Receivable and Credit Control experience or professionally qualified as Credit Manager, ICM;
- Have a proven experience in senior Credit & Collections management and risk management;
- Understanding invoice discounting;
- Ability to build and maintain relationships with key customers and internal stakeholders to manage queries efficiently;
- Be confident and self-assured with a methodically and logical approach;
- Have excellent communication skills; with good telephone manner;
- Be a team player and able to supervise and motivate a small sales ledger and credit control team;
- Have excellent knowledge of IT systems and processes. Strong analytical and numerical skills and competent in excel and using other Microsoft office packages,
- Have a track record of presenting and reporting on key performance indicators;
- Commercial astute with the ability to understand the core issues when dealing with complex data with a common sense approach to risk identification and mitigation.