Wealth and Protection Apprenticeship 2026

Location:
London

Start date:
September 2026

Salary:
£23,000

Closing date:
28th November 2025

Howden Retail

Our Retail division is spread across the UK and Ireland and focuses on small-medium size enterprises (SMEs), individual clients and private high-net-worth clients, providing them with tailored insurance solutions that meet their unique needs. Whatever the question, the concern, or the risk, we can get the right experts in a room and find the right answer.

Mortgages and Financial Planning

Our Mortgages and Financial Planning team support clients in protecting their mortgage, planning for their future, and managing their finances and assets strategically.

In the Protection team
, we provide insurance for when life takes an unexpected turn such as illness or injury affecting their ability to pay their mortgage. You'll learn about products like income protection, life insurance and critical illness cover.

In the Wealth team, we
act as trusted advisor for our clients and help them plan for their future through investment advice, pension support, inheritance tax planning and retirement strategies.

If you are curious about building a career in a client-focused environment and making a real difference in people's lives, this could be the perfect first step in your career.

What is the role?

This is a one-year rotational apprenticeship programme where you will be immersed in the world of Mortgages and Financial Planning. You will spend 6 months in our Protection team followed by 6 months in our Wealth team.

You will be part of a friendly and supportive team who will guide you every step of the way. One day a week will be dedicated to studying towards a Level 3 qualification, all while earning a salary and gaining valuable real-world experience.

What you'll do?

• You will gain a nationally recognised Level 3 qualification for your relevant programme. As part of this, you'll spend one day a week studying with your dedicated trainer, who will support you every step of the way to ensure you're set up for success.

• Take part in a year long structured development programme designed to help you build the skills and confidence needed to thrive in your role. All of our apprentices take part in this programme, so you'll have a group of peers to learn alongside.

Rotation 1: Protection Team

• Shadow our administrators and learn the protection lifecycle process.

• Support our administrators with file construction and preparing insurance quotes.

• Collaborate with the Mortgages team who pass on their clients interested in our services, giving you the opportunity to work with a diverse range of clients.

• Learn how to conduct medical consultation calls with clients to understand their health risks and chase doctor's reports.

• Use your analytical skills to research and understand existing insurance products.

Rotation 2: Wealth Team

• Take part in client meetings and observe how our Wealth Advisors present bespoke strategies on how to protect our clients' financial interests.

• Learn how to analyse pension information and build cash flow models.

• Support our advisors with research, analysis and reporting which will be used to inform wealth strategies.

What are we looking for?

No experience in insurance is required; we'll teach you everything you need to know

• Final year sixth form/college students or recent college leavers.

• GCSE English and Maths at C or 4 grade.

• Strong communicators who are comfortable taking phone calls with clients at all levels and enjoy delivering good customer service.

• Relationship builders who thrive on connecting with others.

• Analytical individuals who are comfortable working with numbers.

• Ambitious and proactive individuals who are eager to make impact in the work they do.

Application process

Our application process is designed to help you show your potential, not to test what you already know

• Online application form - no CV required:
  We believe you're more than just a document, so we won't ask you to submit a CV.
  Please upload a blank document on the application form.

• Online gamified assessment:
  These games will help us understand your natural strengths and how you approach different situations. There are no right or wrong answers. You can complete this stage on your phone or laptop, whichever suits you best

• Pre-recorded video interview:
  You will record your answers to a few questions using your phone or laptop, giving you the chance to tell us more about yourself in your own time in a relaxed setting.

• Assessment centre:
  Our final stage is an in-person assessment day at one of our offices close to you. You'll take part in some fun group activities and meet our team in a relaxed setting. This day is all about getting to know you better and for you to see what it's like to be part of Howden and experience our culture. We'll cover all your travel costs for this day

At Howden, we are committed to developing and maintaining a culture of equality and diversity in the workplace and welcome applications from all backgrounds.

Be sure to follow your Early Careers team on TikTok
@earlycareersjo
and
@millieinsurancecareers
. We're here to guide you through every step of the process From exploring the roles on offer and understanding our assessments, to tips on how to ace your video interview - we have got you covered You will also get behind-the-scenes insights into our assessment days: including how to prepare, what to wear, and what to expect. Think of us as your career coaches, right by your side from start to finish.