Underwriter - Buy-to-Let Mortgages

4 days ago


Watford, Hertfordshire, United Kingdom West One Loans Full time

Are you an experienced mortgage underwriter ready to take ownership of complex cases from start to finish?
Do you take pride in making sound lending decisions that directly shape the success of a growing specialist lender?

Want to join a team where your attention to detail and credit expertise genuinely make an impact every day?"

If so, apply today and take the next step in your underwriting career with West One.

Key Accountabilities

  • Underwriting and assessing loan documentation, including valuation reports and requesting additional information from brokers where required, highlighting any concerns
  • Carrying out checks on the applicants and properties and assessing their suitability for the loan applied for
  • Proactively manage a pipeline of mortgage applications which will include chasing outstanding information from third parties and providing timely updates to introducers which will help ensure service excellence is maintained
  • Recommending and referring cases to Credit Committee where credit committee approval required.
  • Liaising with introducers, valuers and solicitors
  • Overseeing cases from inception through to completion

Skills & Competencies

  • Pass internal competency tests post induction
  • Attention to detail
  • Ability to work as part of a team
  • Good written and verbal communication skills

Knowledge & Qualifications

  • A strong understanding of FCA regulation
  • Experience underwriting mortgage applications, specifically within the BTL market.
  • CeMAP (desirable, not essential)

Personal Attributes

  • Flexible
  • Articulate
  • Well organised
  • Robust and comfortable working to deadline and under pressure

Why Join Us?
At West One, we're growing quickly and looking for talented people to join our journey. You'll receive the training, tools, and support you need to succeed, with clear career development opportunities.

Alongside this, we offer a competitive benefits package, including private medical healthcare and paid volunteer days.

If you're ready to take the next step in your career and make an impact in specialised property finance, apply today and grow with us
At Enra we believe that working together collaboratively is the best way to serve our customers and develop our colleagues. We are very focused on developing and maintaining our culture and remaining dedicated to the CREDIT values on which Enra was built: Customers, Results, Energy, Development, Invention and Teamwork.
We live and breathe these values every day and want to ensure they underpin our future success. So, if you want to build a career in specialist finance, with an employer focused on providing brilliant customer service, lending responsibly, and creating a great office environment to develop its people, then look no further than Enra.



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