Director, Portfolio Management – Growth

1 week ago


Greater London, United Kingdom OakNorth Analytical Intelligence Full time

At OakNorth, we’re on a mission to empower the UK’s most ambitious businesses. Since 2015, we’ve lent over $18 billion across the UK and US, helped create more than 58,000 new homes and 36,000 new jobs, and supported hundreds of thousands of personal savers — all while fueling the UKThis is a fantastic opportunity to join a fast-paced, growing bank with a reputation for doing things differently. We don’t want another cog in the machine, we’re looking for self-starters and bold thinkers who want to pave their own career paths and are passionate about supporting the UK’s best and brightest business people.The mission of the Director, Portfolio Management – Growth is to expand our lending book by uncovering opportunities within our existing portfolio. You’ll identify opportunities early, understand our customers’ ambitions, and work closely with Origination to turn insight into high-quality, well-timed transactions.Key responsibilitiesProactively identify new lending and retention opportunitieswithin the existing customer base by analysing and tracking borrower performance, their growth plans and aspirations, strategic initiatives, and capital requirements.Develop a deep understanding of each borrower’s financial and operational performance, using portfolio insights to anticipate upcoming financing needs In the specific business we lend to, as well as any other linked opportunities, including in associated entities, parent companies, via personal or corporate shareholders, or investorsthat may benefit from bank lending.Partner with Origination Directors to qualify, shape, and prioritise potential transactions, ensuring alignment with the bank’s risk appetite and strategy.Spend substantial time embedded with the Portfolio Management teamto keep up to date on upcoming refinancing events, liquidity needs, or expansion plansLeverage internal systems and data tools to identify early signals of growth potential or lending demandSkills & experience10+ years’ experience in banking, either acrosscommercial banking, corporate banking, credit analysis, or lending - with a strong focus on portfolio management and growthStrong analytical and financial modelling skills, including familiarity with complex lending and security documentationStrong commercial acumen and market insightDemonstrated ability to manage complex borrower relationships and negotiations, including amendments, refinances, and covenant resets.Benefits & PerksEquity. We want people to have a stake in the business so that all our interests are aligned.25 days holidayPersonalized benefits – opt-in to what matters to youSubsidised Private Medical Insurance with BupaEnhanced maternity and paternity leaveWellbeing and social eventsSupport causes that matter to you – Volunteering time offSalary sacrifice schemes (Cycle to work, nursery, gym, electric car scheme) #J-18808-Ljbffr



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