Finance Credit Risk Analyst
1 day ago
The successful candidate will join the Credit & Underwriting department of Leasys UK, where they will be responsible for timely credit applications management for private, SMEs and large corporate entities. This involves assessing financial risks associated with underwriting by manually evaluating dealer proposals in accordance with company policies and service level adherence targets.
A key aspect of this role is undertaking analysis of retail customer's financial statements to reach accurate conclusions on referrals. The Credit and Underwriting expert will utilize the Genus system to achieve auto acceptance decision targets for Leasys UK and ensure timely evaluation of credit requests up to £100,000, escalating to the Head of Credit if exceeded.
The ideal candidate should have a proactive approach to work management and service level adherence using the Genus system to self-manage work queues. They must adhere to formal Leasys UK and regulatory processes and policies, reviewing target adherence and performance reports in conjunction with Manager.
Key performance measures include monthly fraud review, undertaking quantitative and qualitative analysis, and understanding financial statements. A minimum of 3 years' experience in an underwriting consumer credit or credit analyst position in financial services is required, along with awareness of regulatory requirements and of the FCA Handbook. Proficient IT skills and competent user in Microsoft Office (Word, Excel) are essential. The role offers a company car, company pension, employee discount, and store discount. Working hours are Monday to Friday, and the work location is hybrid remote in Coventry.
The salary for this position is estimated at £45,000 - £55,000 per annum, considering the job requirements and Coventry location.
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