Business Credit Risk Analyst
6 days ago
We are seeking a skilled Credit Underwriter to join our team at Leasys. The successful candidate will be responsible for assessing the financial risk associated with underwriting credit, ensuring timely management of credit applications, and enforcing fraud prevention systems in accordance with local and Head Quarter policies.
Main Responsibilities- Assess the Company's financial risk associated with underwriting credit by manually underwriting dealer proposals in accordance with the Company credit/underwriting policy rules and service level adherence targets.
- Ensure the quality of underwriting decisions is in accordance with Leasys UK tolerances and credit policy rule sets.
- Undertake the appropriate analysis of retail customer's financial statements to assist in reaching timely and accurate conclusions on the Referral (e.g., "Accept" or "Decline" decision).
- Utilize the Genus systems to achieve auto acceptance decision targets for Leasys UK.
- Work proactively to manage work queues and ensure timely evaluation of credit requests up to £100,000.
- Self-manage underwriting work and email queues in accordance with agreed queue status review targets.
- Answer inbound dealer and account Manager Enquiries in accordance with average speed of answer targets.
- Communicate potential issues associated with proposal/evidence to the Head of Credit.
- Undertake testing and tuning of the retail and commercial scorecards when needed.
- Adhere to formal Leasys UK and regulatory processes and policies.
- Review target adherence and performance reports in conjunction with the Manager.
- Minimum 3 years' experience in an underwriting consumer credit or credit analyst position in financial services.
- Awareness of regulatory requirements and of the FCA Handbook.
- Experience in the automotive or consumer finance industry is advantageous.
- Proficient IT skills and competent user in Microsoft Office (Word, Excel).
Leasys is an equal opportunity employer committed to equal employment opportunity and equal pay regardless of race, colour, religion, sex, national origin, sexual orientation, disability or gender identity. We are also accredited with the Defence Employer Recognition Scheme (ERS) Gold Award, recognising organisations that pledge, demonstrate or advocate support to the armed forces community. Service Personnel and their families are encouraged to apply.
If you have any questions or require reasonable adjustments for the recruitment process, please contact our recruitment team.
-
Senior Manager Credit Risk Lead
3 weeks ago
Coventry, Coventry, United Kingdom Coventry Building Society Full timeAbout the RoleWe are seeking a highly experienced Senior Manager Credit Risk to lead our team of Senior Risk Analysts in managing and validating credit risk models. The successful candidate will have a strong background in credit risk management, advanced internal ratings-based (A-IRB) models, and regulatory standards.The role involves overseeing the...
-
Credit Risk Manager
2 weeks ago
Coventry, Coventry, United Kingdom The Caraires Consultancy Full timeCredit Risk Management OpportunityWe are looking for a skilled Credit Risk Officer to join our team at The Caraires Consultancy. The ideal candidate will have experience in credit management, risk assessment, and business decision-making.Key Responsibilities:• Manage and control allocated customer credit limits• Monitor changing risks within your...
-
Credit Risk Associate
1 week ago
Coventry, Coventry, United Kingdom The Caraires Consultancy Full timeKey ResponsibilitiesJob Title: Credit Risk OfficerThe successful candidate will be responsible for assessing and managing credit risk across various business units.Key Accountabilities:Develop and maintain credit risk models to identify potential areas of risk.Conduct thorough credit risk assessments to ensure compliance with company policies and...
-
Coventry, Coventry, United Kingdom Coventry Building Society Full timeAbout the RoleWe are seeking a highly experienced Senior Manager to lead our Regulatory Credit Risk team. As a key member of our organization, you will be responsible for managing and leading a team of Senior Risk Analysts who focus on technical model validation and verification activities to support effective model risk management.The successful candidate...
-
Coventry, Coventry, United Kingdom Coventry Building Society Full timeAbout the RoleWe are seeking a highly experienced Senior Manager to lead our Regulatory Credit Risk team. As a key member of our organization, you will be responsible for managing and leading a team of Senior Risk Analysts who focus on technical model validation and verification activities to support effective model risk management.The successful candidate...
-
Coventry, Coventry, United Kingdom Coventry Building Society Full timeJob Title: Senior Manager, Regulatory Credit RiskJob Summary:The Senior Manager, Regulatory Credit Risk will lead a team of Senior Risk Analysts in managing and validating credit risk models to ensure compliance with regulatory requirements. This role involves overseeing the performance and professional development of team members, ensuring their work aligns...
-
Senior Credit Underwriter
2 weeks ago
Coventry, Coventry, United Kingdom Leasys Full timeJob DetailsLeasys is seeking a skilled Senior Credit Underwriter to join its Credit & Underwriting department.Job ResponsibilitiesThe successful candidate will be responsible for ensuring the timely management of all credit applications for private, SMEs, and large corporate clients. This includes assessing the Company's financial risk associated with...
-
Credit Risk Manager
4 weeks ago
Coventry, Coventry, United Kingdom Funko Full timeJob SummaryThe Credit Controller will play a crucial role in managing the company's exposure to bad debt by actively managing customer accounts and working towards meeting monthly debt reduction targets. This role requires strong analytical and communication skills, as well as the ability to work independently and as part of a team.Key ResponsibilitiesManage...
-
Credit Risk Manager
4 weeks ago
Coventry, Coventry, United Kingdom Funko Full timeJob SummaryThe Credit Controller will play a crucial role in managing the company's exposure to bad debt by actively managing customer accounts and working towards meeting monthly debt reduction targets. This role requires strong analytical and communication skills, as well as the ability to work independently and as part of a team.Key ResponsibilitiesManage...
-
Senior Risk Manager Model Validation Expert
4 weeks ago
Coventry, Coventry, United Kingdom Coventry Building Society Full timeJob OverviewWe are seeking a highly skilled Senior Risk Manager to lead our Model Validation team. As a key member of our Risk Management function, you will be responsible for ensuring the accuracy and effectiveness of our credit risk models.About the RoleThe successful candidate will have a strong background in credit risk management, with experience in...
-
Credit Risk Manager
3 weeks ago
Coventry, Coventry, United Kingdom Funko Full timeJob SummaryThe Credit Controller will play a vital role in managing the company's exposure to bad debt by actively managing customer accounts. This position requires a team player who can work collaboratively with the Credit Control Team Leader and AR Manager to meet monthly debt reduction targets and reduce debtor days.Key ResponsibilitiesAllocate payments...
-
Credit Risk Manager
4 weeks ago
Coventry, Coventry, United Kingdom Funko Full timeJob SummaryThe Credit Controller will play a crucial role in managing the company's exposure to bad debt by actively managing customer accounts and working towards monthly debt reduction targets. This role requires strong analytical and communication skills, as well as the ability to work independently and as part of a team.Key ResponsibilitiesManage a mixed...
-
Credit Risk Manager
4 weeks ago
Coventry, Coventry, United Kingdom Funko Full timeJob SummaryThe Credit Controller will play a crucial role in managing the company's exposure to bad debt by actively managing customer accounts and working towards monthly debt reduction targets. This role requires strong analytical and communication skills, as well as the ability to work independently and as part of a team.Key ResponsibilitiesManage a mixed...
-
Business Credit Specialist
2 weeks ago
Coventry, Coventry, United Kingdom Funko Full timeRole OverviewThe purpose of this Credit Controller role is to mitigate bad debt exposure through proactive account management. This involves working collaboratively with the Credit Control Team to meet monthly debt reduction targets and minimize debtor days. Reporting to the Credit Control Team Leader and AR Manager, you will be responsible for managing a...
-
Business Analyst with Industry Expertise
2 weeks ago
Coventry, Coventry, United Kingdom Universal Business Team Full timeAbout the RoleWe are seeking a skilled Business Analyst to join our team. The ideal candidate will have industry expertise and a strong analytical mindset.Key ResponsibilitiesConduct market research and analyze industry trendsDevelop business cases and recommend strategic solutionsCollaborate with cross-functional teams to drive business growth
-
Senior Risk Manager Model Validation Lead
2 weeks ago
Coventry, Coventry, United Kingdom Coventry Building Society Full timeAbout the RoleThe Senior Risk Manager Model Validation will lead a team of Senior Risk Analysts in technical model validation and verification activities to support effective model risk management within the organisation.Key ResponsibilitiesOversee the performance and professional development of Senior Risk Analysts, ensuring their work aligns with internal...
-
Senior Risk Manager Lead
6 days ago
Coventry, Coventry, United Kingdom Coventry Building Society Full timeAbout the RoleThe Coventry Building Society is seeking a Senior Risk Manager Lead to manage and lead a team of Senior Risk Analysts who focus on technical model validation and verification activities to support effective model risk management within the organisation.Key ResponsibilitiesOversee the performance and professional development of Senior Risk...
-
Risk Management Lead
3 weeks ago
Coventry, Coventry, United Kingdom https:jobs-redefined.cositemap Full timeThe role of Risk Management Lead involves overseeing the performance and professional development of Senior Risk Analysts, ensuring their work aligns with internal expectations. This includes leading the technical review and challenge of both existing and new models used across the Society, ensuring these models function to defined performance and governance...
-
Senior Risk Manager Model Validation Expert
4 weeks ago
Coventry, Coventry, United Kingdom Coventry Building Society Full timeAbout the RoleThe Senior Risk Manager Model Validation will lead a team of Senior Risk Analysts in technical model validation and verification activities to support effective model risk management within the organisation.Key ResponsibilitiesOversee the performance and professional development of Senior Risk Analysts, ensuring their work aligns with internal...
-
Senior Risk Manager Model Validation Expert
4 weeks ago
Coventry, Coventry, United Kingdom Coventry Building Society Full timeAbout the RoleThe Senior Risk Manager Model Validation will lead a team of Senior Risk Analysts in technical model validation and verification activities to support effective model risk management within the organisation.Key ResponsibilitiesOversee the performance and professional development of Senior Risk Analysts, ensuring their work aligns with internal...