Senior Credit Risk Manager
1 month ago
As a Senior Credit Risk Manager - Responsible Lending and Open Banking, you will be responsible for leading the evolution of using alternative data sources within our affordability and credit risk strategies for Loans, Vehicle Finance, and Credit Cards. You will be pivotal in establishing thought leadership within the UK industry on the use of open banking transactional data, enabling us to provide credit to the underserved, capture market share, grow receivables, optimise profitability, and deliver good customer outcomes.
Key Responsibilities:- Lead and role model for the wider strategy function on innovative and entrepreneurial spirit, influencing across Tech and Change, Data and Analytics, Commercial, Finance, and the wider business.
- Lead the cross-functional team focused on building out our credit strategy for lending policy, particularly optimising the use of open banking in affordability and responsible lending decisions.
- Coordinate projects aimed at achieving an ambitious future vision to change lending for the better.
- Create innovative ways to look at the data 'value exchange' throughout the customer onboarding process.
- Support business growth and portfolio profitability by balancing risk, reward, and responsible lending.
- Provide colleagues with opportunities to succeed through coaching, mentoring, and sharing expertise and knowledge.
At Vanquis Banking Group, we believe in looking after our colleagues, so we do our best to create a rewarding, engaging, and supportive work environment across our various divisions. We let our colleagues know we appreciate their hard work by offering competitive salaries, benefits, and a Group-wide recognition scheme.
Equal Opportunity Statement:Here at Vanquis Banking Group, we embrace everyone's unique strengths and identities to be themselves at work. Regardless of how you identify yourself, your sexual orientation, marital or civil partner status, race, colour, nationality, ethnic or national background, faith, disability, or age - your experiences and background help enrich our teams, and most importantly help support our customers in the best way possible.
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Strategic Risk Management Professional
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