Commercial Finance Manager

4 weeks ago

Northampton, Northamptonshire, United Kingdom Billing Finance Full time
Finance Manager – Funding, Planning & Reporting

About the Role

This role is to support the business as it continues to grow, reporting directly to the CFO. The core responsibilities of the role are to provide insightful analysis, management information, and management reports to key stakeholders, manage the planning and budget process, including funding plans and rolling forecasts, and lead day-to-day and longer-term funding and cash management requirements for the business, acting as the first point of contact for funders.

Key Responsibilities:

  • Deliver internal and external management information and analysis of business performance
  • Maintain strong and trusting relationships with funders, providing regular compliance and ad-hoc reporting and analysis
  • Manage the budget, planning, and rolling forecast processes
  • Ensure departments are managing within budget and that forecasts are updated regularly
  • Develop the planning and analysis team and work closely with the data team
  • Prepare committee insight and decision packs for product pricing, provisions, SLT performance, and funders' reporting
  • Oversight of market risk via an interest rate hedging structure
  • Work closely with the Financial Controller to ensure seamless and timely month-end outcomes
  • Support year-end and statutory obligations
  • Support Financial Operations regarding cash and funding internally and with external banks
  • Ensure all requirements are provided to funders in relation to the agreement facility
  • Be a key member of the funding team during refinancing processes
  • Support the new business team in commercial and pricing decisions
  • Support risk-reward pricing for the business
  • Support the Collections team in book and credit risk analysis, cost of collection, and cost of termination
  • Remain up to date with policies and accounting standards and ensure their correct implementation
  • Work closely with the core system to ensure accurate and timely feeds, continually improving the process
  • Work closely with other parts of the business to ensure good levels of compliance and controls
  • Ensure all regulatory, statutory, and compliance responsibilities are discharged appropriately

Eligibility Criteria

Successful candidates will need to demonstrate the following experience, behavioural competencies, and company values:

Experience and Skills

  • Recognised professional qualification
  • Accountant with a background in performance analysis, cash, and treasury functions
  • Experience of leading a finance team in a dynamic and growth-focused environment
  • Experience in consumer finance, preferably motor finance
  • Understanding of credit risk for funder reporting purposes
  • Experience in manipulating and interpreting data and presenting it to different stakeholders
  • Experience in presenting to both internal and external stakeholders
  • Ability to make commercially astute recommendations based on data
  • Able to demonstrate progressive improvements in systems and processes
  • Champion of the use of technology
  • Able to demonstrate effective controls and adherence to regulatory and statutory requirements
  • Demonstrate working knowledge of accounting standards (FRS102 and IFRS) and keeping up to date with the latest developments

Person Specification

  • High levels of attention to detail, methodical, and organised
  • Tenacious with an appetite to learn, challenge, and add value
  • Process-oriented and enjoys the challenge of continuous improvement
  • Strong leader and communicator with an inquisitive appetite to learn and understand the business
  • Self-starter and able to prioritise as well as adapt to changing circumstances
  • Practical and collaborative approach to stakeholder management
  • Ability to work across all levels, including external partners and suppliers

Competencies

  • Integrity (applies to all roles)
  • Accountability
  • Communicating
  • Planning and Initiative
  • Problem Solving/Critical Thinking
  • Self-Development/Personal Motivation

Values

  • We are responsible – We are conscious of our impact on people and planet
  • We care about you – We are kind and compassionate with our customers and with each other
  • We work with you – We support financial well-being for our customers and the wider community

The Recruitment Process and How We Will Use Your Data

The recruitment process will involve obtaining information and/or exchanging it with the following organisations to assist with our pre-employment checks prior to interview.

  • Credit Reference Agencies – to complete a soft credit check to understand your financial history
  • CIFAS – to check both National and Internal databases for fraudulent activity. The personal information we have collected from you will be shared with Cifas who will use it to prevent fraud, other unlawful or dishonest conduct, malpractice, and other seriously improper conduct. If any of these are detected, you could be refused certain services or employment. Your personal information will also be used to verify your identity.

To complete these checks, you will be asked to provide your address history for the past six years, along with your full name and date of birth.

We may also ask for proof of your right to work status or evidence of any qualification or experience prior to being offered employment. Further information on how we collect and use your data during the recruitment process can be found in our Recruitment Privacy Policy here.

Billing Finance is an equal opportunities employer, and we understand that in order for some candidates to perform their best, they may need some reasonable adjustments. If we can make your application journey with us more suitable for you, please do let us know, and we will endeavour to help.


Location

Northampton

Department

Finance

Job Title

Finance Manager – Funding, Planning & Reporting

Salary

£55,000 to £65,000

Experience

Recognised professional qualification

City

Northampton

Country

United Kingdom



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