
Senior Credit Risk Manager
3 weeks ago
Together Financial Services Limited is a market leading property finance expert with an entrepreneurial spirit. We have been established since 1974 and have built a team of over 750 colleagues who are passionate about supporting individuals and businesses achieve their property ambitions by making finance work for them. Our common-sense approach to lending has earned us a reputation as a reliable and trustworthy partner in the industry.
We pride ourselves on our ability to offer a range of mortgage and secured loan products to individuals and businesses who are typically underserved by mainstream lenders. Our customers are central to everything we do, and we work hard to support them in turning challenges into opportunities that make their property ambitions a reality.
As a Senior Credit Risk Manager at Together Financial Services Limited, you will be responsible for overseeing credit risk management across all products. You will own and develop credit risk policies and related standards, ensuring appropriate governance of changes and evidence of key controls.
You will also produce credit risk profiles for executive and board risk committees, working with first line to ensure all material credit risks have been identified and mitigation actions have been defined and progressed. Your expertise in scorecard modeling and automation will be crucial in supporting the Transformation programme across the group.
Job Description
Average salary: £90,000 - £120,000 per annum.
This role offers an excellent opportunity for a senior credit risk professional to join our team and contribute to shaping the future of our business. As Head of Credit Strategy, you will be responsible for developing and implementing credit risk strategies that align with our business objectives. You will lead a team of credit risk professionals and work closely with stakeholders to identify and mitigate potential risks. Your expertise in credit analysis, risk management, and policy development will be invaluable in this role.
Requirements
- Strong understanding of risk management principles across the credit lifecycle, credit analysis, and policies
- Experience of implementing scoring and advanced data and analytical techniques throughout the customer journey
- Experience of managing and developing high performance teams
- Confidential and influential communicator to Board Level
Benefits
We offer a competitive salary package, including benefits such as 26 days holiday, buy & sell holidays, discretionary annual bonus, matched pension contribution, life assurance, critical illness cover, health cash plan, private medical insurance, free access to company holiday homes, travel season ticket loans, ride to work scheme, free local gym access, and local bar / restaurant discounts.
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