Lending Solutions Expert
3 days ago
Monzo's Lending Solutions Expert: A Job Description
We're seeking a highly skilled Credit Risk Business Manager to join our team. As a key member of our lending solutions team, you'll be responsible for designing and implementing credit and pricing strategies for our business lending products.
About the Role:
- You'll lead initiatives to design and implement credit and pricing strategies for our business lending products
- Monitor the performance of our existing strategies, and make recommendations for improvement
- Collaborate with cross-functional teams to design and deliver initiatives that drive business growth and improve portfolio risk
- Develop and monitor credit models to forecast cash flows and assess net present value of new lending cohorts
- Communicate complex ideas effectively to stakeholders, using data-driven insights to inform business decisions
- Build and maintain database tables and dashboards that provide actionable insights and promote data-driven decision making
You'll Be Successful If:
- You have a deep understanding of business lending, including regulation and industry best practice
- You have strong analytical and data capabilities, backed up by technical coding skills. SQL is a must-have; Python and Looker experience is a plus
- You can bring a dynamic energy to the team, and are keen for the chance to improve our products and help ship changes to our customers
- You have excellent communication skills, able to cut through complex problems and articulate decision points
- You have some experience in project management and coordination across teams
- You are a strong collaborator, able to work well with diverse skill sets and personality types
- You have a working understanding of the regulations that apply to lending in the UK
- You are highly motivated and passionate about bringing positive impact to our customers and Monzo
Salary: An estimated £92,000 to £127,000 + stock options + benefits
Benefits: Flexible working hours, relocation support, visa sponsorship, learning budget, and more
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