Head of Credit Risk Management

4 weeks ago


Cheadle Hulme, Stockport, United Kingdom Together Full time
Job Title: Head of Credit Risk

At Together, we're seeking a seasoned professional to lead our credit risk management function. As Head of Credit Risk, you'll be responsible for overseeing the second-line management of credit risk across the group.

Key Responsibilities:
  • Develop and implement credit risk policies and standards for all group lending products.
  • Provide oversight and assurance to the Executive and Board that credit risk is being managed within risk appetite.
  • Develop and provide data and reporting to support insight across the Group Risk Function.
  • Lead the development of scorecard modeling and automation for the Transformation program across the group.
  • Identify emerging credit risks and develop forecasting models to inform business decisions.
Requirements:
  • Strong understanding of risk management principles and credit analysis.
  • Experience in implementing scoring and advanced data and analytical techniques.
  • Experience in secured lending, particularly specialist mortgage lending.
  • Proven track record of managing and developing high-performing teams.
  • Excellent communication and influencing skills, with the ability to present to Board-level stakeholders.
What We Offer:
  • Competitive salary and bonus scheme.
  • 26 days' holiday, increasing with service to 30 days, plus bank holidays.
  • Discretionary annual bonus.
  • Matched pension contribution.
  • Life assurance and critical illness cover.
  • Health cash plan and private medical insurance.
  • Free access to company holiday homes and travel season ticket loans.
  • Ride to work scheme and free local gym access.
  • Local bar and restaurant discounts.

We're an equal opportunities employer and welcome applications from diverse backgrounds and experiences. If you need any reasonable adjustments to make your experience easier, please let us know.

Please note that all successful applicants will undergo relevant employment reference, financial, and criminal record checks.



  • Cheadle Hulme, Stockport, United Kingdom Together Full time

    About the RoleWe are seeking a highly skilled and experienced Credit Risk professional to join our team as Head of Credit Risk. As a key member of our Risk Management function, you will be responsible for the second line management of credit risk for the group.Key ResponsibilitiesOversee, challenge and assure the first line credit risk management and...


  • Cheadle Hulme, Stockport, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full time

    Company OverviewWe're Together Financial Services Limited, a market-leading property finance expert with a strong entrepreneurial spirit. Our team of over 750 colleagues is passionate about supporting individuals and businesses achieve their property ambitions by making finance work for them.We pride ourselves on our common-sense approach to lending and...


  • Cheadle Hulme, Stockport, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full time

    Head of Credit RiskWe are seeking a seasoned professional to take on the role of Head of Credit Risk at Together Financial Services Limited. About UsWe are a market-leading property finance expert with an entrepreneurial spirit. Based in South Manchester, we have been established since 1974 and have built a team of over 750 colleagues who are passionate...


  • Cheadle Hulme, Stockport, United Kingdom Together Full time

    Senior Credit Risk ManagerWe're seeking a seasoned Senior Credit Risk Manager to join our team at Together. As a key member of our credit risk management team, you will be responsible for developing and implementing credit risk policies and procedures that align with our business objectives.Your primary focus will be on ensuring the effective management of...


  • Cheadle Hulme, Stockport, United Kingdom Together Full time

    Company OverviewWe're Together, the market leading property finance experts with a passion for supporting individuals and businesses achieve their property ambitions. Our common-sense approach to lending has made us a trusted partner for those who are underserved by mainstream lenders.As a Senior Credit Risk Manager, you will be part of our team that is...


  • Cheadle Hulme, Stockport, United Kingdom https:jobs-redefined.cositemap Full time

    Senior Credit Risk ManagerWe are seeking a highly skilled Senior Credit Risk Manager to join our team at https://jobs-redefined.co/sitemap. As a Senior Credit Risk Manager, you will be responsible for developing and adhering to credit risk standards and policies.Key ResponsibilitiesOversee the first line of defence's policy adherence framework, utilizing...


  • Cheadle Hulme, Stockport, United Kingdom Together Full time

    Job Title: Credit Risk ControllerAt Together, we're seeking a highly skilled Credit Risk Controller to join our team. As a key member of our credit risk management team, you will play a critical role in ensuring the effective delivery of our operating plan.Key Responsibilities:Develop and maintain credit risk standards and policies, ensuring adherence to...


  • Cheadle Hulme, Stockport, United Kingdom https:jobs-redefined.cositemap Full time

    As a Senior Credit Risk Manager, you will be responsible for developing and implementing credit risk standards and policies. You will oversee the first line of defence's policy adherence framework, utilising existing processes and data sources and building new components as necessary.We are looking for someone to:Develop and maintain credit risk policies and...


  • Cheadle Hulme, Stockport, United Kingdom Together Full time

    About the RoleWe are seeking a highly skilled and experienced individual to lead our credit risk management function at Together. As a key member of our leadership team, you will be responsible for ensuring the effective management of credit risk across all our lending products.Key ResponsibilitiesDevelop and implement credit risk policies and procedures to...


  • Cheadle Hulme, Stockport, United Kingdom Together Full time

    Company OverviewTogether is a leading property finance expert with a strong entrepreneurial spirit. Based in South Manchester, we have been established since 1974 and have built a team of over 750 colleagues who are passionate about supporting individuals and businesses to achieve their property ambitions.We pride ourselves on our common-sense approach to...


  • Cheadle Hulme, Stockport, United Kingdom Together Full time

    Job Title: Senior Credit Risk ManagerAbout the Role:We are seeking a Senior Credit Risk Manager to join our team at Together. As a Senior Credit Risk Manager, you will be responsible for the development and adherence to credit risk standards and policies. You will oversee the first line of defence's policy adherence framework, utilising existing processes...


  • Cheadle Hulme, Stockport, United Kingdom Together Full time

    About TogetherWe're Together – the market leading property finance experts with an entrepreneurial spirit. Based in Cheadle, South Manchester, we've been established since 1974 and have built a team of over 750 colleagues, who are passionate about supporting individuals and businesses achieve their property ambitions by making finance work for them.We...


  • Cheadle Hulme, Stockport, United Kingdom Together Full time

    Job Title: Senior Credit Risk ManagerAbout the Role:We are seeking a highly skilled Senior Credit Risk Manager to join our team at Together. As a Senior Credit Risk Manager, you will be responsible for developing and adhering to credit risk standards and policies. You will also oversee the first line of defence's policy adherence framework, utilising...


  • Cheadle Hulme, Stockport, United Kingdom Together Full time

    Job DescriptionAs a member of our team at Together, you will be responsible for the second-line management of credit risk for the group.You will have 3 direct reports and own and lead the development of credit risk policies and related standards, as well as provide oversight and assurance to the Executive and Board that credit risk is being managed within...


  • Cheadle Hulme, Stockport, United Kingdom Together Full time

    About the RoleWe are seeking a highly skilled and experienced individual to lead our Corporate Portfolio team. As the Head of Corporate Portfolio, you will be responsible for managing a team of Portfolio Directors and Relationship Managers, ensuring the successful management of our Corporate portfolio.Key ResponsibilitiesManage the Corporate Portfolio team...


  • Cheadle Hulme, Stockport, United Kingdom Together Full time

    About the RoleWe are seeking a highly skilled Risk Management Specialist to join our team at Together. As a key member of our credit risk function, you will be responsible for the second line management of credit risk for the group.Key ResponsibilitiesOversee, challenge and assure the first line credit risk management and reporting for credit risk across all...


  • Cheadle Hulme, Stockport, United Kingdom Together Full time

    About the RoleWe are seeking a highly skilled and experienced professional to lead our Corporate Portfolio team. As a key member of our leadership team, you will be responsible for the successful management of our corporate portfolio, ensuring well-managed growth while managing the risk profile.Key ResponsibilitiesManage the Corporate Portfolio Team to...


  • Cheadle Hulme, Stockport, United Kingdom Together Full time

    Job SummaryTogether is seeking a highly skilled and experienced professional to lead the Corporate Portfolio team, responsible for the management of key risks in the Corporate portfolio. The successful candidate will provide credit risk focused relationship management with a commercial edge, supporting the safe growth of customers within their Aggregate...


  • Cheadle Hulme, Stockport, United Kingdom Together Full time

    About the RoleWe are seeking a highly skilled and experienced professional to lead our Corporate Portfolio team. As a key member of our leadership team, you will be responsible for the successful management of our corporate portfolio, ensuring well-managed growth while managing the risk profile.Key ResponsibilitiesManage the Corporate Portfolio Team to...


  • Cheadle Hulme, Stockport, United Kingdom Page Personnel Full time

    Job SummaryWe are seeking a skilled Credit Controller to join our team at Page Personnel. As a key member of our finance department, you will be responsible for ensuring accurate and efficient processing of financial transactions.Key ResponsibilitiesManage debt recovery, ensuring timely payment of invoices.Perform credit checks on potential customers and...