Head of Credit Risk Management
4 weeks ago
At Together, we're seeking a seasoned professional to lead our credit risk management function. As Head of Credit Risk, you'll be responsible for overseeing the second-line management of credit risk across the group.
Key Responsibilities:- Develop and implement credit risk policies and standards for all group lending products.
- Provide oversight and assurance to the Executive and Board that credit risk is being managed within risk appetite.
- Develop and provide data and reporting to support insight across the Group Risk Function.
- Lead the development of scorecard modeling and automation for the Transformation program across the group.
- Identify emerging credit risks and develop forecasting models to inform business decisions.
- Strong understanding of risk management principles and credit analysis.
- Experience in implementing scoring and advanced data and analytical techniques.
- Experience in secured lending, particularly specialist mortgage lending.
- Proven track record of managing and developing high-performing teams.
- Excellent communication and influencing skills, with the ability to present to Board-level stakeholders.
- Competitive salary and bonus scheme.
- 26 days' holiday, increasing with service to 30 days, plus bank holidays.
- Discretionary annual bonus.
- Matched pension contribution.
- Life assurance and critical illness cover.
- Health cash plan and private medical insurance.
- Free access to company holiday homes and travel season ticket loans.
- Ride to work scheme and free local gym access.
- Local bar and restaurant discounts.
We're an equal opportunities employer and welcome applications from diverse backgrounds and experiences. If you need any reasonable adjustments to make your experience easier, please let us know.
Please note that all successful applicants will undergo relevant employment reference, financial, and criminal record checks.
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