Senior Credit Risk Analyst

4 days ago


London, Greater London, United Kingdom Harnham Full time

About the Role

Harnham is seeking a highly skilled Senior Credit Risk Analyst to join our team. As a Senior Credit Risk Analyst, you will play a crucial role in shaping our risk management strategies and ensuring the financial well-being of our customers.

Key Responsibilities

  • Develop and enhance credit risk models to assess borrower creditworthiness, utilizing statistical techniques and machine learning algorithms.
  • Analyze vast sets of customer data to identify patterns, trends, and potential risks, guiding the creation of actionable insights for the business.
  • Collaborate with cross-functional teams, including risk management, data science, and product development, to drive data-informed decisions and support business objectives.
  • Monitor the performance of existing credit models, ensuring they remain accurate and up-to-date in a dynamic market environment.
  • Participate in the development and implementation of credit policies and procedures to comply with regulatory requirements and industry best practices.
  • Contribute to the continual improvement of credit risk management strategies and provide strategic recommendations to optimize portfolio performance.
  • Stay up-to-date with industry trends, emerging technologies, and best practices to ensure our credit risk methodologies remain at the forefront of the industry.

Requirements

  • Bachelor's degree or higher in a quantitative discipline such as Statistics, Mathematics, Economics, Finance, or related fields.
  • Proven experience in credit risk modelling, statistical analysis, and data-driven decision making within the financial services industry, preferably in a banking or lending environment.
  • Strong proficiency in programming languages such as Python, R, or SAS for data manipulation, analysis, and model development.
  • Familiarity with various credit risk models (e.g., logistic regression, decision trees, random forests, etc.)
  • Solid understanding of banking products, lending principles, and credit risk management concepts.
  • Excellent problem-solving skills with the ability to translate complex data into actionable recommendations.
  • Experience with data visualization tools and databases will be an advantage.

What We Offer

  • Hybrid working environment
  • Competitive benefits package


  • London, Greater London, United Kingdom Lawton Senior Living Full time

    About the RoleWe are seeking a highly skilled Senior Credit Risk Analyst to join our growing Credit Portfolio Management team at Lawton Senior Living. As a key member of our team, you will play a critical role in owning and managing a portfolio of merchants, using your expertise to carefully balance risk and reward.Key ResponsibilitiesAssess Business Risk:...


  • London, Greater London, United Kingdom Harnham Full time

    Job OverviewPosition: Senior Credit Risk AnalystSalary: Up to £75,000Work Model: HybridLocation: LondonAbout HarnhamWe are seeking a Senior Credit Risk Analyst to join a prominent consultancy specializing in credit risk management, renowned for its extensive data capabilities. This position will primarily involve the creation and enhancement of scorecards...


  • London, Greater London, United Kingdom MW Recruitment Limited Full time

    Job Title: Senior Credit AnalystAbout the Role:MW Recruitment Limited is seeking a highly skilled Senior Credit Analyst to join our client's team in the City. As a Senior Credit Analyst, you will play a crucial role in evaluating credit proposals, with a focus on commercial real estate transactions, while ensuring that all credit decisions adhere to the...


  • London, Greater London, United Kingdom MW Recruitment Limited Full time

    Job Title: Senior Credit AnalystAbout the Role:MW Recruitment Limited is seeking a highly skilled Senior Credit Analyst to join our client's team in the City. As a Senior Credit Analyst, you will play a crucial role in evaluating credit proposals, with a focus on commercial real estate transactions, while ensuring that all credit decisions adhere to the...


  • London, Greater London, United Kingdom IQ Risk Full time

    About the RoleWe are seeking a highly skilled Senior Credit Risk Reporting Analyst to join our team at IQ Risk in London. As a key member of our credit risk team, you will play a critical role in producing and enhancing IFRS 9 expected losses, management information, and analytical insights to drive recommendations and understand risk appetite thresholds.Key...


  • London, Greater London, United Kingdom IQ Risk Full time

    About the RoleWe are seeking a highly skilled Senior Credit Risk Reporting Analyst to join our team at IQ Risk in London. As a key member of our credit risk team, you will play a critical role in producing and enhancing IFRS 9 expected losses, management information, and analytical insights to drive recommendations and understand risk appetite thresholds.Key...


  • London, Greater London, United Kingdom MW Recruitment Limited Full time

    About the RoleMW Recruitment Limited is seeking a highly skilled Senior Credit Analyst to join their team. As a Senior Credit Analyst, you will play a critical role in evaluating credit proposals and ensuring that all credit decisions adhere to the bank's policies and risk appetite.Key ResponsibilitiesEvaluate credit proposals, with a focus on commercial...


  • London, Greater London, United Kingdom MW Recruitment Limited Full time

    About the RoleMW Recruitment Limited is seeking a highly skilled Senior Credit Analyst to join their team. As a Senior Credit Analyst, you will play a critical role in evaluating credit proposals and ensuring that all credit decisions adhere to the bank's policies and risk appetite.Key ResponsibilitiesEvaluate credit proposals, with a focus on commercial...


  • London, Greater London, United Kingdom MW Recruitment Limited Full time

    About the RoleMW Recruitment Limited is seeking a highly skilled Senior Credit Analyst to join their team. As a Senior Credit Analyst, you will play a crucial role in evaluating credit proposals, ensuring that all credit decisions adhere to the bank's policies and risk appetite.Key ResponsibilitiesEvaluate credit proposals, with a focus on commercial real...


  • London, Greater London, United Kingdom MW Recruitment Limited Full time

    About the RoleMW Recruitment Limited is seeking a highly skilled Senior Credit Analyst to join their team. As a Senior Credit Analyst, you will play a crucial role in evaluating credit proposals, ensuring that all credit decisions adhere to the bank's policies and risk appetite.Key ResponsibilitiesEvaluate credit proposals, with a focus on commercial real...


  • London, Greater London, United Kingdom MW Recruitment Limited Full time

    About the RoleMW Recruitment Limited is seeking a highly skilled Senior Credit Analyst to join their team. As a Senior Credit Analyst, you will play a critical role in evaluating credit proposals and ensuring that all credit decisions adhere to the bank's policies and risk appetite.Key ResponsibilitiesEvaluate credit proposals, with a focus on commercial...


  • London, Greater London, United Kingdom MW Recruitment Limited Full time

    About the RoleMW Recruitment Limited is seeking a highly skilled Senior Credit Analyst to join their team. As a Senior Credit Analyst, you will play a critical role in evaluating credit proposals and ensuring that all credit decisions adhere to the bank's policies and risk appetite.Key ResponsibilitiesEvaluate credit proposals, with a focus on commercial...


  • London, Greater London, United Kingdom Greenwood Municipal Federal Credit Union Full time

    Job Summary:Greenwood Municipal Federal Credit Union is seeking a highly skilled Credit Risk Analyst to join our team. As a Credit Risk Analyst, you will play a critical role in the day-to-day management of our energy portfolio and provide administrative support to the Credit Team.Key Responsibilities:Conduct comprehensive credit analysis to recommend credit...


  • London, Greater London, United Kingdom Greenwood Municipal Federal Credit Union Full time

    Job Summary:Greenwood Municipal Federal Credit Union is seeking a highly skilled Credit Risk Analyst to join our team. As a Credit Risk Analyst, you will play a critical role in the day-to-day management of our energy portfolio and provide administrative support to the Credit Team.Key Responsibilities:Conduct comprehensive credit analysis to recommend credit...


  • London, Greater London, United Kingdom Harnham Full time £90,000

    About the RoleWe are seeking a highly skilled Senior Credit Risk Analyst to join our team at Harnham. As a Senior Credit Risk Analyst, you will be responsible for providing expert advice on credit risk management and modelling to our clients in the financial services industry.Key ResponsibilitiesDevelop and implement credit risk models to assess the...


  • London, Greater London, United Kingdom Harnham Full time £90,000

    About the RoleWe are seeking a highly skilled Senior Credit Risk Analyst to join our team at Harnham. As a Senior Credit Risk Analyst, you will be responsible for providing expert advice on credit risk management and modelling to our clients in the financial services industry.Key ResponsibilitiesDevelop and implement credit risk models to assess the...


  • London, Greater London, United Kingdom Hays Specialist Recruitment Limited Full time

    About the RoleHays Specialist Recruitment Limited is seeking a highly skilled Senior Credit Analyst to join our team in the City of London. As a Senior Credit Analyst, you will play a critical role in managing portfolios of Corporate and Financial Institutions clients, assessing credit risk, and preparing risk assessment reports.Key ResponsibilitiesAssess...


  • London, Greater London, United Kingdom Virgin Media O2 Ltd. Full time

    About the RoleWe are seeking a highly skilled Senior Credit Risk Insight Analyst to join our team at Virgin Media O2 Ltd. This is an exciting opportunity to lead credit risk insight across our consumer base, driving business growth and enhancing our credit risk strategies.Key ResponsibilitiesLead credit risk insight projects, analyzing data to identify...


  • London, Greater London, United Kingdom Carr Lyons Full time

    Commercial Real Estate Credit AnalystCarr Lyons is seeking a highly skilled Commercial Real Estate Credit Analyst to play a crucial role in evaluating and managing the credit risk associated with a diverse portfolio of commercial real estate transactions.The Role:Conduct in-depth credit analysis of commercial real estate transactions, including financial...


  • London, Greater London, United Kingdom IQ Risk Full time

    Job Summary:IQ Risk is seeking a highly skilled Senior Credit Risk Reporting Analyst to join our team in London. As a key member of our credit analytics team, you will be responsible for producing and enhancing IFRS 9 expected losses, management information, and analytical insights to drive recommendations and understand risk appetite thresholds.Key...