Senior Credit Risk Analyst
4 days ago
Job Title: Senior Credit Analyst
About the Role:
MW Recruitment Limited is seeking a highly skilled Senior Credit Analyst to join our client's team in the City. As a Senior Credit Analyst, you will play a crucial role in evaluating credit proposals, with a focus on commercial real estate transactions, while ensuring that all credit decisions adhere to the bank's policies and risk appetite.
Key Responsibilities:
- Evaluate credit proposals, analysing financial and non-financial risks, and making recommendations to mitigate key risks.
- Review and challenge proposals from the Front Office, presenting independent credit opinions to the Credit Committee.
- Monitor borrower performance, industry trends, and credit exposures, ensuring all covenants are adhered to throughout the loan life cycle.
- Support senior management with timely risk analysis and suggest appropriate risk mitigation strategies.
- Conduct annual reviews of existing customers and proactive monitoring for early warning signals.
Candidate Requirements:
- Minimum 7 years experience in a similar role
- Strong financial analysis, projection, and stress-testing skills.
- Direct experience within 2nd line defence
- Ability to assess and mitigate risks across various industries and sectors.
What We Offer:
A competitive salary, discretionary bonus, benefits package, and the opportunity to work with a leading financial institution in the City.
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